Below are the complete branch details for Bank of India, BHADRAVATI branch, located in BHADRAVATI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0009610. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0009610 for Bank of India – BHADRAVATI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – BHADRAVATI is BKID0009610. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009610 map to this branch in BHADRAVATI, MAHARASHTRA.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhadravati branch — IFSC BKID0009610 — extends the bank's services to customers in and around Bhadravati, Maharashtra.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Bhadravati |
| IFSC Code | BKID0009610 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BHADRAVATITEHSIL BHADRAVATI DIST CHANDRAPUR |
| City | Bhadravati |
| District | Bhadravati |
| State | Maharashtra |
| STD Code | 7175 |
| Phone | 7175266049 |
About the Bhadravati branch
The Bhadravati branch of Bank of India is situated at BHADRAVATITEHSIL BHADRAVATI DIST CHANDRAPUR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0009610 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's BHADRAVATI branch came to be assigned the code BKID0009610.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0009610, money simply cannot be routed to the BHADRAVATI branch electronically.
Products and account variants supported
Every account opened at the Bhadravati branch is mapped to IFSC BKID0009610 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0009610.
Banking services available
The Bhadravati branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7175-7175266049.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0009610
How to transfer money using IFSC BKID0009610
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0009610 across all three.
NEFT to Bank of India, BHADRAVATI using IFSC BKID0009610
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0009610, and confirm that the system picks up Bank of India – BHADRAVATI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0009610
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – BHADRAVATI, ensure your bank's portal accepts IFSC BKID0009610 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India BHADRAVATI (IFSC BKID0009610)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0009610 in your mobile or internet banking app, and the money is credited to the BHADRAVATI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0009610 for Bank of India – BHADRAVATI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0009610 | Yes – BKID0009610 | Yes – BKID0009610 |
For most retail customers crediting the Bhadravati branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's BHADRAVATI branch, the IFSC BKID0009610 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Bhadravati branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0009610 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0009610 and the account number together uniquely identify the Bhadravati branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – BHADRAVATI:
- The IFSC is exactly BKID0009610 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and BHADRAVATI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bhadravati branch
The branch is located at BHADRAVATITEHSIL BHADRAVATI DIST CHANDRAPUR, which puts it inside Bhadravati, the broader Bhadravati district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Bhadravati branch” — the verified location pin for IFSC BKID0009610 should appear at the top of the results.
- Confirm the branch is open by calling 7175-7175266049 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0009610 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0009610 for Bank of India – BHADRAVATI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Bhadravati are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0009610 continue to work without interruption.
Branch address & contact
Bank of IndiaBhadravati Branch
BHADRAVATITEHSIL BHADRAVATI DIST CHANDRAPUR
Bhadravati, Maharashtra
Phone: 7175-7175266049
IFSC: BKID0009610
Frequently asked questions
Is IFSC BKID0009610 the same for all accounts at Bhadravati branch?
Yes. The IFSC BKID0009610 is shared by every account held at Bank of India's Bhadravati branch. Only the account number changes from customer to customer.
Is IFSC BKID0009610 valid for NEFT and RTGS?
Yes. IFSC BKID0009610 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of India Bhadravati branch?
You can reach the branch at 7175-7175266049 during regular banking hours.
How do I add Bank of India Bhadravati as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0009610, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BKID0009610 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Bhadravati reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhadravati branch but serve different purposes.
Can I use IFSC BKID0009610 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0009610 to send funds instantly.
Where is Bank of India Bhadravati branch located?
Bank of India's Bhadravati branch is located at BHADRAVATITEHSIL BHADRAVATI DIST CHANDRAPUR, Bhadravati, Maharashtra.
Summary
The IFSC code BKID0009610 belongs to Bank of India's BHADRAVATI branch, located at BHADRAVATITEHSIL BHADRAVATI DIST CHANDRAPUR in BHADRAVATI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
