Use this page as a one-stop reference for everything related to Bank of India's BED branch in BED, GUJARAT. The branch's IFSC code BKID0003257 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – BED is BKID0003257. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003257 map to this branch in BED, GUJARAT.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Bed |
| IFSC Code | BKID0003257 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANK OF INDIA AT POST BED TALUKA JAMNAGAR DIST JAMNAGAR GUJARAT |
| City | Bed |
| District | Bed |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9638576231 |
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bed branch in Bed, Gujarat is part of this network and uses the IFSC code BKID0003257 for all electronic settlement.
About the Bed branch
The Bed branch of Bank of India is situated at BANK OF INDIA AT POST BED TALUKA JAMNAGAR DIST JAMNAGAR GUJARAT. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0003257 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's BED branch came to be assigned the code BKID0003257.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0003257, money simply cannot be routed to the BED branch electronically.
How to transfer money using IFSC BKID0003257
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0003257 across all three.
How to use IFSC BKID0003257 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's BED branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0003257.
- Confirm the bank name auto-populates as Bank of India and the branch as BED.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BED
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's BED branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0003257 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – BED, use IMPS. With IFSC BKID0003257 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Bed
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0003257:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BED is still linked to IFSC BKID0003257.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's BED branch, the IFSC BKID0003257 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bed branch is mapped to IFSC BKID0003257 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0003257.
Banking services available
The Bed branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9638576231.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0003257
MICR & cheque-truncation details
Cheques drawn on the Bed branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0003257 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Bed branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0003257 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BKID0003257
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – BED, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0003257. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bed branch
The branch is located at BANK OF INDIA AT POST BED TALUKA JAMNAGAR DIST JAMNAGAR GUJARAT, which puts it inside Bed, the broader Bed district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Bed branch” — the verified location pin for IFSC BKID0003257 should appear at the top of the results.
- Confirm the branch is open by calling 91-9638576231 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0003257 and your account number.
Verifying IFSC BKID0003257 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0003257 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9638576231.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bed are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0003257 continue to work without interruption.
Branch address & contact
Bank of IndiaBed Branch
BANK OF INDIA AT POST BED TALUKA JAMNAGAR DIST JAMNAGAR GUJARAT
Bed, Gujarat
Phone: 91-9638576231
IFSC: BKID0003257
Frequently asked questions
Is IFSC BKID0003257 the same for all accounts at Bed branch?
Yes. The IFSC BKID0003257 is shared by every account held at Bank of India's Bed branch. Only the account number changes from customer to customer.
How do I add Bank of India Bed as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0003257, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of India Bed branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9638576231 to confirm.
Where is Bank of India Bed branch located?
Bank of India's Bed branch is located at BANK OF INDIA AT POST BED TALUKA JAMNAGAR DIST JAMNAGAR GUJARAT, Bed, Gujarat.
What is the IFSC code of Bank of India Bed branch?
The IFSC code of Bank of India, Bed branch is BKID0003257. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of India Bed branch?
You can reach the branch at 91-9638576231 during regular banking hours.
Is IFSC BKID0003257 valid for NEFT and RTGS?
Yes. IFSC BKID0003257 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BKID0003257 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Bed reflect within 30 minutes.
Summary
The IFSC code BKID0003257 belongs to Bank of India's BED branch, located at BANK OF INDIA AT POST BED TALUKA JAMNAGAR DIST JAMNAGAR GUJARAT in BED, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
