Below are the complete branch details for Bank of India, BATBINOR branch, located in BATBINOR DIST BOKARO, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is BKID0004731. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0004731 for Bank of India – BATBINOR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's BATBINOR branch, the IFSC BKID0004731 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 004731 identifies this particular branch.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Batbinor branch in Batbinor Dist Bokaro, Jharkhand is part of this network and uses the IFSC code BKID0004731 for all electronic settlement.
About this branch
The branch is located at P O BATBINORP S CHANDANKYARI DIST BOKARO. It serves the Batbinor Dist Bokaro region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0004731 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Batbinor |
| IFSC Code | BKID0004731 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P O BATBINORP S CHANDANKYARI DIST BOKARO |
| City | Batbinor Dist Bokaro |
| District | Batbinor Dist Bokaro |
| State | Jharkhand |
| STD Code | 91 |
| Phone | 9234130520 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's BATBINOR branch came to be assigned the code BKID0004731.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0004731, money simply cannot be routed to the BATBINOR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Batbinor branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0004731 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID0004731
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0004731 across all three.
How to use IFSC BKID0004731 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's BATBINOR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0004731.
- Confirm the bank name auto-populates as Bank of India and the branch as BATBINOR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0004731
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – BATBINOR, ensure your bank's portal accepts IFSC BKID0004731 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India BATBINOR (IFSC BKID0004731)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0004731 in your mobile or internet banking app, and the money is credited to the BATBINOR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0004731 for Bank of India – BATBINOR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0004731 | Yes – BKID0004731 | Yes – BKID0004731 |
For most retail customers crediting the Batbinor branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0004731
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – BATBINOR is still mapped to IFSC BKID0004731. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0004731 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Batbinor branch is mapped to IFSC BKID0004731 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0004731.
Products and services
Customers walking into the Batbinor branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0004731
Digital banking channels
Most day-to-day work that customers used to do at the Batbinor branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0004731 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Batbinor branch
The branch is located at P O BATBINORP S CHANDANKYARI DIST BOKARO, which puts it inside Batbinor Dist Bokaro, the broader Batbinor Dist Bokaro district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Batbinor branch” — the verified location pin for IFSC BKID0004731 should appear at the top of the results.
- Confirm the branch is open by calling 91-9234130520 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0004731 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – BATBINOR:
- The IFSC is exactly BKID0004731 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and BATBINOR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Batbinor are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0004731 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0004731 for Bank of India – BATBINOR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of IndiaBatbinor Branch
P O BATBINORP S CHANDANKYARI DIST BOKARO
Batbinor Dist Bokaro, Jharkhand
Phone: 91-9234130520
IFSC: BKID0004731
Frequently asked questions
How do I add Bank of India Batbinor as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0004731, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Batbinor branch but serve different purposes.
What is the IFSC code of Bank of India Batbinor branch?
The IFSC code of Bank of India, Batbinor branch is BKID0004731. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bank of India Batbinor branch located?
Bank of India's Batbinor branch is located at P O BATBINORP S CHANDANKYARI DIST BOKARO, Batbinor Dist Bokaro, Jharkhand.
Is IFSC BKID0004731 valid for NEFT and RTGS?
Yes. IFSC BKID0004731 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BKID0004731 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0004731 to send funds instantly.
Is IFSC BKID0004731 the same for all accounts at Batbinor branch?
Yes. The IFSC BKID0004731 is shared by every account held at Bank of India's Batbinor branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BKID0004731 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Batbinor reflect within 30 minutes.
Final notes
To recap: BKID0004731 is the IFSC code of Bank of India, BATBINOR branch, in BATBINOR DIST BOKARO, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
