IFSC Code of Bank of India, Bapulapadu Hanuman Junction Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to Bank of India's BAPULAPADU HANUMAN JUNCTION branch in BAPULAPADU HANUMAN JUNCTION AP, ANDHRA PRADESH. The branch's IFSC code BKID0005639 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BKID0005639 is the IFSC of Bank of India's BAPULAPADU HANUMAN JUNCTION branch. The format is fixed: BKID = bank code, 0 = reserved, 005639 = branch identifier.

About the bank

Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bapulapadu Hanuman Junction branch in Bapulapadu Hanuman Junction Ap, Andhra Pradesh is part of this network and uses the IFSC code BKID0005639 for all electronic settlement.

Branch details at a glance

About the Bapulapadu Hanuman Junction branch

The Bapulapadu Hanuman Junction branch of Bank of India is situated at 5 381 OPP SBI NH5 VIJAYAWADA ROADBAPULAPADU HANUMAN JUNCTION KRISHNA DIST. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0005639 is used.

Why every Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BAPULAPADU HANUMAN JUNCTION of Bank of India — its own 11-character IFSC. The code BKID0005639 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0005639 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Bapulapadu Hanuman Junction branch is mapped to IFSC BKID0005639 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BKID0005639.

Products and services

Customers walking into the Bapulapadu Hanuman Junction branch can access most of Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BKID0005639

How to transfer money using IFSC BKID0005639

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005639 across all three.

NEFT to Bank of India, BAPULAPADU HANUMAN JUNCTION using IFSC BKID0005639

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0005639, and confirm that the system picks up Bank of India – BAPULAPADU HANUMAN JUNCTION. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BAPULAPADU HANUMAN JUNCTION

If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's BAPULAPADU HANUMAN JUNCTION branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0005639 while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of India BAPULAPADU HANUMAN JUNCTION (IFSC BKID0005639)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0005639 in your mobile or internet banking app, and the money is credited to the BAPULAPADU HANUMAN JUNCTION branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Bapulapadu Hanuman Junction

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0005639:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BAPULAPADU HANUMAN JUNCTION is still linked to IFSC BKID0005639.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's BAPULAPADU HANUMAN JUNCTION branch, the IFSC BKID0005639 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BKID0005639

Bank of India customers can register for net banking and the bank's official mobile app once their account at the BAPULAPADU HANUMAN JUNCTION branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0005639 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Bapulapadu Hanuman Junction branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0005639 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC BKID0005639

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – BAPULAPADU HANUMAN JUNCTION, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BKID0005639.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Bapulapadu Hanuman Junction branch sits at 5 381 OPP SBI NH5 VIJAYAWADA ROADBAPULAPADU HANUMAN JUNCTION KRISHNA DIST. If you are travelling from outside Bapulapadu Hanuman Junction Ap, search for the branch on a maps application using the bank name and locality, or call 8656-8656245255 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0005639 and your account number.

Verifying IFSC BKID0005639 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005639 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8656-8656245255.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bapulapadu Hanuman Junction are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0005639 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BKID0005639 is the IFSC code of Bank of India, BAPULAPADU HANUMAN JUNCTION branch, in BAPULAPADU HANUMAN JUNCTION AP, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.