Below are the complete branch details for Bank of India, BANSKHO branch, located in BANSKHO DIST JAIPUR, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is BKID0006602. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0006602 for Bank of India – BANSKHO — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – BANSKHO is BKID0006602. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006602 map to this branch in BANSKHO DIST JAIPUR, RAJASTHAN.
About Bank of India
Bank of India operates a wide network of branches across India, including the Banskho branch in Banskho Dist Jaipur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0006602.
About this branch
The branch is located at VILLAGE PO BANSKHOTEHSIL BASSI. It serves the Banskho Dist Jaipur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0006602 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Banskho |
| IFSC Code | BKID0006602 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE PO BANSKHOTEHSIL BASSI |
| City | Banskho Dist Jaipur |
| District | Banskho Dist Jaipur |
| State | Rajasthan |
| STD Code | 1429 |
| Phone | 1429253122 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's BANSKHO branch came to be assigned the code BKID0006602.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0006602, money simply cannot be routed to the BANSKHO branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Banskho branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0006602 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID0006602
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0006602 across all three.
How to use IFSC BKID0006602 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's BANSKHO branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0006602.
- Confirm the bank name auto-populates as Bank of India and the branch as BANSKHO.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BANSKHO
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's BANSKHO branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0006602 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India BANSKHO (IFSC BKID0006602)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0006602 in your mobile or internet banking app, and the money is credited to the BANSKHO branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Banskho
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0006602:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BANSKHO is still linked to IFSC BKID0006602.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's BANSKHO branch, the IFSC BKID0006602 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Banskho branch is mapped to IFSC BKID0006602 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0006602.
Products and services
Customers walking into the Banskho branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0006602
Digital banking channels
Most day-to-day work that customers used to do at the Banskho branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0006602 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Banskho branch
The branch is located at VILLAGE PO BANSKHOTEHSIL BASSI, which puts it inside Banskho Dist Jaipur, the broader Banskho Dist Jaipur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Banskho branch” — the verified location pin for IFSC BKID0006602 should appear at the top of the results.
- Confirm the branch is open by calling 1429-1429253122 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0006602 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – BANSKHO:
- The IFSC is exactly BKID0006602 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and BANSKHO as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Banskho branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0006602, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0006602 for Bank of India – BANSKHO, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of IndiaBanskho Branch
VILLAGE PO BANSKHOTEHSIL BASSI
Banskho Dist Jaipur, Rajasthan
Phone: 1429-1429253122
IFSC: BKID0006602
Frequently asked questions
How do I add Bank of India Banskho as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0006602, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BKID0006602 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Banskho reflect within 30 minutes.
Is IFSC BKID0006602 the same for all accounts at Banskho branch?
Yes. The IFSC BKID0006602 is shared by every account held at Bank of India's Banskho branch. Only the account number changes from customer to customer.
What is the IFSC code of Bank of India Banskho branch?
The IFSC code of Bank of India, Banskho branch is BKID0006602. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Bank of India Banskho branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1429-1429253122 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Banskho branch but serve different purposes.
Is IFSC BKID0006602 valid for NEFT and RTGS?
Yes. IFSC BKID0006602 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of India Banskho branch located?
Bank of India's Banskho branch is located at VILLAGE PO BANSKHOTEHSIL BASSI, Banskho Dist Jaipur, Rajasthan.
Final notes
To recap: BKID0006602 is the IFSC code of Bank of India, BANSKHO branch, in BANSKHO DIST JAIPUR, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
