Use this page as a one-stop reference for everything related to Bank of India's RT NAGAR C AND P branch in BANGALORE, KARNATAKA. The branch's IFSC code BKID0008419 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's RT NAGAR C AND P branch, the IFSC BKID0008419 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 008419 identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Rt Nagar C and P |
| IFSC Code | BKID0008419 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 400 2ND MAIN 1ST BLOCKRT NAGAR BANGALORE |
| City | Bangalore |
| District | Bangalore |
| State | Karnataka |
| STD Code | 80 |
| Phone | 8022959515 |
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rt Nagar C and P branch in Bangalore, Karnataka is part of this network and uses the IFSC code BKID0008419 for all electronic settlement.
About the Rt Nagar C and P branch
The Rt Nagar C and P branch of Bank of India is situated at NO 400 2ND MAIN 1ST BLOCKRT NAGAR BANGALORE. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0008419 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's RT NAGAR C AND P branch came to be assigned the code BKID0008419.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0008419, money simply cannot be routed to the RT NAGAR C AND P branch electronically.
How to transfer money using IFSC BKID0008419
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0008419 across all three.
NEFT to Bank of India, RT NAGAR C AND P using IFSC BKID0008419
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0008419, and confirm that the system picks up Bank of India – RT NAGAR C AND P. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to RT NAGAR C AND P
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's RT NAGAR C AND P branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0008419 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India RT NAGAR C AND P (IFSC BKID0008419)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0008419 in your mobile or internet banking app, and the money is credited to the RT NAGAR C AND P branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0008419 for Bank of India – RT NAGAR C AND P, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0008419 | Yes – BKID0008419 | Yes – BKID0008419 |
For most retail customers crediting the Rt Nagar C and P branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0008419
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – RT NAGAR C AND P is still mapped to IFSC BKID0008419. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0008419 and the beneficiary's account number to complete the transfer.
Account types you can open at the Rt Nagar C and P branch
Once you have an account at Bank of India – RT NAGAR C AND P, the IFSC BKID0008419 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Rt Nagar C and P branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-8022959515.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0008419
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0008419 and the account number together uniquely identify the Rt Nagar C and P branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Rt Nagar C and P branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0008419 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – RT NAGAR C AND P:
- The IFSC is exactly BKID0008419 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and RT NAGAR C AND P as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Rt Nagar C and P branch sits at NO 400 2ND MAIN 1ST BLOCKRT NAGAR BANGALORE. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-8022959515 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0008419 and your account number.
Verifying IFSC BKID0008419 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0008419 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-8022959515.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Rt Nagar C and P are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0008419 continue to work without interruption.
Branch address & contact
Bank of IndiaRt Nagar C and P Branch
NO 400 2ND MAIN 1ST BLOCKRT NAGAR BANGALORE
Bangalore, Karnataka
Phone: 80-8022959515
IFSC: BKID0008419
Frequently asked questions
Does Bank of India Rt Nagar C and P branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-8022959515 to confirm.
Is IFSC BKID0008419 the same for all accounts at Rt Nagar C and P branch?
Yes. The IFSC BKID0008419 is shared by every account held at Bank of India's Rt Nagar C and P branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rt Nagar C and P branch but serve different purposes.
How do I add Bank of India Rt Nagar C and P as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0008419, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BKID0008419 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Rt Nagar C and P reflect within 30 minutes.
Where is Bank of India Rt Nagar C and P branch located?
Bank of India's Rt Nagar C and P branch is located at NO 400 2ND MAIN 1ST BLOCKRT NAGAR BANGALORE, Bangalore, Karnataka.
Summary
The IFSC code BKID0008419 belongs to Bank of India's RT NAGAR C AND P branch, located at NO 400 2ND MAIN 1ST BLOCKRT NAGAR BANGALORE in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
