Use this page as a one-stop reference for everything related to Bank of India's BANGALBARI branch in BANGALBARI DIST NORTH DINAJPUR, WEST BENGAL. The branch's IFSC code BKID0004342 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0004342 is the IFSC of Bank of India's BANGALBARI branch. The format is fixed: BKID = bank code, 0 = reserved, 004342 = branch identifier.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Bangalbari branch — IFSC BKID0004342 — extends the bank's services to customers in and around Bangalbari Dist North Dinajpur, West Bengal.
About this branch
The branch is located at P O BANGALBARIBLOCK HEMTABADDIST NORTH DINAJPUR. It serves the Bangalbari Dist North Dinajpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0004342 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Bangalbari |
| IFSC Code | BKID0004342 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P O BANGALBARIBLOCK HEMTABADDIST NORTH DINAJPUR |
| City | Bangalbari Dist North Dinajpur |
| District | Bangalbari Dist North Dinajpur |
| State | West Bengal |
| STD Code | 3523 |
| Phone | 352352426 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's BANGALBARI branch came to be assigned the code BKID0004342.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0004342, money simply cannot be routed to the BANGALBARI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0004342 and the account number together uniquely identify the Bangalbari branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BKID0004342
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0004342 across all three.
NEFT to Bank of India, BANGALBARI using IFSC BKID0004342
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0004342, and confirm that the system picks up Bank of India – BANGALBARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0004342
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – BANGALBARI, ensure your bank's portal accepts IFSC BKID0004342 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India BANGALBARI (IFSC BKID0004342)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0004342 in your mobile or internet banking app, and the money is credited to the BANGALBARI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Bangalbari
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0004342:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BANGALBARI is still linked to IFSC BKID0004342.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0004342
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – BANGALBARI is still mapped to IFSC BKID0004342. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0004342 and the beneficiary's account number to complete the transfer.
Account types you can open at the Bangalbari branch
Once you have an account at Bank of India – BANGALBARI, the IFSC BKID0004342 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bangalbari branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0004342
Digital banking channels
Most day-to-day work that customers used to do at the Bangalbari branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0004342 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Bangalbari branch
The branch is located at P O BANGALBARIBLOCK HEMTABADDIST NORTH DINAJPUR, which puts it inside Bangalbari Dist North Dinajpur, the broader Bangalbari Dist North Dinajpur district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Bangalbari branch” — the verified location pin for IFSC BKID0004342 should appear at the top of the results.
- Confirm the branch is open by calling 3523-352352426 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0004342 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – BANGALBARI:
- The IFSC is exactly BKID0004342 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and BANGALBARI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Bangalbari are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0004342 continue to work without interruption.
Verifying IFSC BKID0004342 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0004342 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 3523-352352426.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaBangalbari Branch
P O BANGALBARIBLOCK HEMTABADDIST NORTH DINAJPUR
Bangalbari Dist North Dinajpur, West Bengal
Phone: 3523-352352426
IFSC: BKID0004342
Frequently asked questions
How do I add Bank of India Bangalbari as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0004342, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BKID0004342 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Bangalbari reflect within 30 minutes.
Is IFSC BKID0004342 the same for all accounts at Bangalbari branch?
Yes. The IFSC BKID0004342 is shared by every account held at Bank of India's Bangalbari branch. Only the account number changes from customer to customer.
What is the phone number of Bank of India Bangalbari branch?
You can reach the branch at 3523-352352426 during regular banking hours.
Where is Bank of India Bangalbari branch located?
Bank of India's Bangalbari branch is located at P O BANGALBARIBLOCK HEMTABADDIST NORTH DINAJPUR, Bangalbari Dist North Dinajpur, West Bengal.
Can I use IFSC BKID0004342 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0004342 to send funds instantly.
What is the IFSC code of Bank of India Bangalbari branch?
The IFSC code of Bank of India, Bangalbari branch is BKID0004342. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bangalbari branch but serve different purposes.
Summary
The IFSC code BKID0004342 belongs to Bank of India's BANGALBARI branch, located at P O BANGALBARIBLOCK HEMTABADDIST NORTH DINAJPUR in BANGALBARI DIST NORTH DINAJPUR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
