Below are the complete branch details for Bank of India, PROOF ROAD branch, located in BALASORE, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0005367. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0005367 for Bank of India – PROOF ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0005367 is the IFSC of Bank of India's PROOF ROAD branch. The format is fixed: BKID = bank code, 0 = reserved, 005367 = branch identifier.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Proof Road |
| IFSC Code | BKID0005367 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT-GADAGADIA,PO-SUNHAT,PS-BALASORE TOWN,DIST-BALASORE,ODISHA,PIN-756002 |
| City | Balasore |
| District | Balasore |
| State | Odisha |
| STD Code | 91 |
| Phone | 7008605217 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Proof Road branch in Balasore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0005367.
About the Proof Road branch
The Proof Road branch of Bank of India is situated at AT-GADAGADIA,PO-SUNHAT,PS-BALASORE TOWN,DIST-BALASORE,ODISHA,PIN-756002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0005367 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's PROOF ROAD branch came to be assigned the code BKID0005367.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0005367, money simply cannot be routed to the PROOF ROAD branch electronically.
How to transfer money using IFSC BKID0005367
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005367 across all three.
NEFT to Bank of India, PROOF ROAD using IFSC BKID0005367
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0005367, and confirm that the system picks up Bank of India – PROOF ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PROOF ROAD
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's PROOF ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0005367 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India PROOF ROAD (IFSC BKID0005367)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0005367 in your mobile or internet banking app, and the money is credited to the PROOF ROAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0005367 for Bank of India – PROOF ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0005367 | Yes – BKID0005367 | Yes – BKID0005367 |
For most retail customers crediting the Proof Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's PROOF ROAD branch, the IFSC BKID0005367 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Proof Road branch is mapped to IFSC BKID0005367 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0005367.
Products and services
Customers walking into the Proof Road branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0005367
MICR & cheque-truncation details
Cheques drawn on the Proof Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0005367 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Proof Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0005367 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BKID0005367
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – PROOF ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0005367. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Proof Road branch
The branch is located at AT-GADAGADIA,PO-SUNHAT,PS-BALASORE TOWN,DIST-BALASORE,ODISHA,PIN-756002, which puts it inside Balasore, the broader Balasore district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Proof Road branch” — the verified location pin for IFSC BKID0005367 should appear at the top of the results.
- Confirm the branch is open by calling 91-7008605217 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0005367 and your account number.
Verifying IFSC BKID0005367 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005367 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7008605217.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Proof Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0005367 continue to work without interruption.
Branch address & contact
Bank of IndiaProof Road Branch
AT-GADAGADIA,PO-SUNHAT,PS-BALASORE TOWN,DIST-BALASORE,ODISHA,PIN-756002
Balasore, Odisha
Phone: 91-7008605217
IFSC: BKID0005367
Frequently asked questions
How do I add Bank of India Proof Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005367, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of India Proof Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7008605217 to confirm.
Where is Bank of India Proof Road branch located?
Bank of India's Proof Road branch is located at AT-GADAGADIA,PO-SUNHAT,PS-BALASORE TOWN,DIST-BALASORE,ODISHA,PIN-756002, Balasore, Odisha.
Can I use IFSC BKID0005367 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0005367 to send funds instantly.
Is IFSC BKID0005367 valid for NEFT and RTGS?
Yes. IFSC BKID0005367 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Proof Road branch but serve different purposes.
Final notes
To recap: BKID0005367 is the IFSC code of Bank of India, PROOF ROAD branch, in BALASORE, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
