This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, BABAI branch in BABAI DISTT HOSHANGABAD MP. The 11-digit IFSC BKID0009057 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the BABAI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – BABAI is BKID0009057. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009057 map to this branch in BABAI DISTT HOSHANGABAD MP, MADHYA PRADESH.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Babai branch — IFSC BKID0009057 — extends the bank's services to customers in and around Babai Distt Hoshangabad Mp, Madhya Pradesh.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Babai |
| IFSC Code | BKID0009057 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HOSHANGABAD PIPARIYA MAIN ROAD SHRI HIT COMPBABAI DISTT HOSHANGABAD |
| City | Babai Distt Hoshangabad Mp |
| District | Babai Distt Hoshangabad Mp |
| State | Madhya Pradesh |
| STD Code | 7574 |
| Phone | 7574259053 |
About this branch
The branch is located at HOSHANGABAD PIPARIYA MAIN ROAD SHRI HIT COMPBABAI DISTT HOSHANGABAD. It serves the Babai Distt Hoshangabad Mp region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0009057 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's BABAI branch came to be assigned the code BKID0009057.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0009057, money simply cannot be routed to the BABAI branch electronically.
Products and account variants supported
Every account opened at the Babai branch is mapped to IFSC BKID0009057 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0009057.
Banking services available
The Babai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7574-7574259053.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0009057
How to transfer money using IFSC BKID0009057
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0009057 across all three.
NEFT to Bank of India, BABAI using IFSC BKID0009057
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0009057, and confirm that the system picks up Bank of India – BABAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BABAI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's BABAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0009057 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – BABAI, use IMPS. With IFSC BKID0009057 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Babai
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0009057:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BABAI is still linked to IFSC BKID0009057.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0009057
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – BABAI is still mapped to IFSC BKID0009057. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0009057 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Babai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0009057 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0009057 and the account number together uniquely identify the Babai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BKID0009057
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – BABAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0009057. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Babai branch sits at HOSHANGABAD PIPARIYA MAIN ROAD SHRI HIT COMPBABAI DISTT HOSHANGABAD. If you are travelling from outside Babai Distt Hoshangabad Mp, search for the branch on a maps application using the bank name and locality, or call 7574-7574259053 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0009057 and your account number.
Verifying IFSC BKID0009057 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0009057 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7574-7574259053.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Babai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0009057 continue to work without interruption.
Branch address & contact
Bank of IndiaBabai Branch
HOSHANGABAD PIPARIYA MAIN ROAD SHRI HIT COMPBABAI DISTT HOSHANGABAD
Babai Distt Hoshangabad Mp, Madhya Pradesh
Phone: 7574-7574259053
IFSC: BKID0009057
Frequently asked questions
Does Bank of India Babai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7574-7574259053 to confirm.
What is the phone number of Bank of India Babai branch?
You can reach the branch at 7574-7574259053 during regular banking hours.
Is IFSC BKID0009057 the same for all accounts at Babai branch?
Yes. The IFSC BKID0009057 is shared by every account held at Bank of India's Babai branch. Only the account number changes from customer to customer.
Is IFSC BKID0009057 valid for NEFT and RTGS?
Yes. IFSC BKID0009057 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BKID0009057 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0009057 to send funds instantly.
How do I add Bank of India Babai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0009057, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of India Babai branch located?
Bank of India's Babai branch is located at HOSHANGABAD PIPARIYA MAIN ROAD SHRI HIT COMPBABAI DISTT HOSHANGABAD, Babai Distt Hoshangabad Mp, Madhya Pradesh.
How quickly will an NEFT transfer using BKID0009057 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Babai reflect within 30 minutes.
Summary
The IFSC code BKID0009057 belongs to Bank of India's BABAI branch, located at HOSHANGABAD PIPARIYA MAIN ROAD SHRI HIT COMPBABAI DISTT HOSHANGABAD in BABAI DISTT HOSHANGABAD MP, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
