Use this page as a one-stop reference for everything related to Bank of India's GURUDWARA ROAD branch in ASHOKNAGAR MP, MADHYA PRADESH. The branch's IFSC code BKID0008894 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's GURUDWARA ROAD branch, the IFSC BKID0008894 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 008894 identifies this particular branch.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Gurudwara Road branch — IFSC BKID0008894 — extends the bank's services to customers in and around Ashoknagar Mp, Madhya Pradesh.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Gurudwara Road |
| IFSC Code | BKID0008894 |
| MICR Code | Refer to cheque leaf |
| Branch Address | WARD NO 17 GOPALGANJNEAR GURUDWARA PO DISTT ASHOKNAGAR |
| City | Ashoknagar Mp |
| District | Ashoknagar Mp |
| State | Madhya Pradesh |
| STD Code | 7543 |
| Phone | 7543222774 |
About the Gurudwara Road branch
The Gurudwara Road branch of Bank of India is situated at WARD NO 17 GOPALGANJNEAR GURUDWARA PO DISTT ASHOKNAGAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0008894 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's GURUDWARA ROAD branch came to be assigned the code BKID0008894.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0008894, money simply cannot be routed to the GURUDWARA ROAD branch electronically.
Products and account variants supported
Every account opened at the Gurudwara Road branch is mapped to IFSC BKID0008894 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0008894.
Products and services
Customers walking into the Gurudwara Road branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0008894
How to transfer money using IFSC BKID0008894
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0008894 across all three.
NEFT to Bank of India, GURUDWARA ROAD using IFSC BKID0008894
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0008894, and confirm that the system picks up Bank of India – GURUDWARA ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GURUDWARA ROAD
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's GURUDWARA ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0008894 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India GURUDWARA ROAD (IFSC BKID0008894)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0008894 in your mobile or internet banking app, and the money is credited to the GURUDWARA ROAD branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Gurudwara Road
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0008894:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GURUDWARA ROAD is still linked to IFSC BKID0008894.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0008894
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – GURUDWARA ROAD is still mapped to IFSC BKID0008894. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0008894 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BKID0008894
Bank of India customers can register for net banking and the bank's official mobile app once their account at the GURUDWARA ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0008894 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0008894 and the account number together uniquely identify the Gurudwara Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BKID0008894
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – GURUDWARA ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0008894. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Gurudwara Road branch sits at WARD NO 17 GOPALGANJNEAR GURUDWARA PO DISTT ASHOKNAGAR. If you are travelling from outside Ashoknagar Mp, search for the branch on a maps application using the bank name and locality, or call 7543-7543222774 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0008894 and your account number.
Verifying IFSC BKID0008894 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0008894 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7543-7543222774.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Gurudwara Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0008894 continue to work without interruption.
Branch address & contact
Bank of IndiaGurudwara Road Branch
WARD NO 17 GOPALGANJNEAR GURUDWARA PO DISTT ASHOKNAGAR
Ashoknagar Mp, Madhya Pradesh
Phone: 7543-7543222774
IFSC: BKID0008894
Frequently asked questions
Can I use IFSC BKID0008894 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0008894 to send funds instantly.
Is IFSC BKID0008894 valid for NEFT and RTGS?
Yes. IFSC BKID0008894 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of India Gurudwara Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0008894, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of India Gurudwara Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7543-7543222774 to confirm.
How quickly will an NEFT transfer using BKID0008894 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Gurudwara Road reflect within 30 minutes.
Is IFSC BKID0008894 the same for all accounts at Gurudwara Road branch?
Yes. The IFSC BKID0008894 is shared by every account held at Bank of India's Gurudwara Road branch. Only the account number changes from customer to customer.
Where is Bank of India Gurudwara Road branch located?
Bank of India's Gurudwara Road branch is located at WARD NO 17 GOPALGANJNEAR GURUDWARA PO DISTT ASHOKNAGAR, Ashoknagar Mp, Madhya Pradesh.
What is the phone number of Bank of India Gurudwara Road branch?
You can reach the branch at 7543-7543222774 during regular banking hours.
Summary
The IFSC code BKID0008894 belongs to Bank of India's GURUDWARA ROAD branch, located at WARD NO 17 GOPALGANJNEAR GURUDWARA PO DISTT ASHOKNAGAR in ASHOKNAGAR MP, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
