Use this page as a one-stop reference for everything related to Bank of India's PROFESSORS COLONY branch in ARRAH BIHAR, BIHAR. The branch's IFSC code BKID0004564 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0004564 is the IFSC of Bank of India's PROFESSORS COLONY branch. The format is fixed: BKID = bank code, 0 = reserved, 004564 = branch identifier.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Professors Colony branch in Arrah Bihar, Bihar is part of this network and uses the IFSC code BKID0004564 for all electronic settlement.
About the Professors Colony branch
The Professors Colony branch of Bank of India is situated at MAHULI KOTHI WARD NO 15KG ROAD ARRAH DISTT BHOJPUR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0004564 is used.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Professors Colony |
| IFSC Code | BKID0004564 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAHULI KOTHI WARD NO 15KG ROAD ARRAH DISTT BHOJPUR |
| City | Arrah Bihar |
| District | Arrah Bihar |
| State | Bihar |
| STD Code | 91 |
| Phone | 6182248134 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's PROFESSORS COLONY branch came to be assigned the code BKID0004564.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0004564, money simply cannot be routed to the PROFESSORS COLONY branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Professors Colony branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0004564 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID0004564
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0004564 across all three.
NEFT to Bank of India, PROFESSORS COLONY using IFSC BKID0004564
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0004564, and confirm that the system picks up Bank of India – PROFESSORS COLONY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0004564
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – PROFESSORS COLONY, ensure your bank's portal accepts IFSC BKID0004564 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India PROFESSORS COLONY (IFSC BKID0004564)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0004564 in your mobile or internet banking app, and the money is credited to the PROFESSORS COLONY branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0004564 for Bank of India – PROFESSORS COLONY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0004564 | Yes – BKID0004564 | Yes – BKID0004564 |
For most retail customers crediting the Professors Colony branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's PROFESSORS COLONY branch, the IFSC BKID0004564 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Professors Colony branch
Once you have an account at Bank of India – PROFESSORS COLONY, the IFSC BKID0004564 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Professors Colony branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-6182248134.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0004564
Online banking and IFSC BKID0004564
Bank of India customers can register for net banking and the bank's official mobile app once their account at the PROFESSORS COLONY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0004564 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Professors Colony branch
The branch is located at MAHULI KOTHI WARD NO 15KG ROAD ARRAH DISTT BHOJPUR, which puts it inside Arrah Bihar, the broader Arrah Bihar district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Professors Colony branch” — the verified location pin for IFSC BKID0004564 should appear at the top of the results.
- Confirm the branch is open by calling 91-6182248134 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0004564 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – PROFESSORS COLONY:
- The IFSC is exactly BKID0004564 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and PROFESSORS COLONY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Professors Colony are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0004564 continue to work without interruption.
Verifying IFSC BKID0004564 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0004564 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-6182248134.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaProfessors Colony Branch
MAHULI KOTHI WARD NO 15KG ROAD ARRAH DISTT BHOJPUR
Arrah Bihar, Bihar
Phone: 91-6182248134
IFSC: BKID0004564
Frequently asked questions
How quickly will an NEFT transfer using BKID0004564 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Professors Colony reflect within 30 minutes.
What is the phone number of Bank of India Professors Colony branch?
You can reach the branch at 91-6182248134 during regular banking hours.
What is the IFSC code of Bank of India Professors Colony branch?
The IFSC code of Bank of India, Professors Colony branch is BKID0004564. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BKID0004564 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0004564 to send funds instantly.
How do I add Bank of India Professors Colony as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0004564, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of India Professors Colony branch located?
Bank of India's Professors Colony branch is located at MAHULI KOTHI WARD NO 15KG ROAD ARRAH DISTT BHOJPUR, Arrah Bihar, Bihar.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Professors Colony branch but serve different purposes.
Is IFSC BKID0004564 valid for NEFT and RTGS?
Yes. IFSC BKID0004564 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BKID0004564 belongs to Bank of India's PROFESSORS COLONY branch, located at MAHULI KOTHI WARD NO 15KG ROAD ARRAH DISTT BHOJPUR in ARRAH BIHAR, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
