This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, ANANTHAPUR BRANCH branch in ANANTAPUR AP. The 11-digit IFSC BKID0008689 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the ANANTHAPUR BRANCH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – ANANTHAPUR BRANCH is BKID0008689. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008689 map to this branch in ANANTAPUR AP, ANDHRA PRADESH.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Ananthapur Branch |
| IFSC Code | BKID0008689 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO12 313 GROUND FLOORBALAJI TOWERSSUBHASH ROAD ANANTHPUR |
| City | Anantapur Ap |
| District | Anantapur Ap |
| State | Andhra Pradesh |
| STD Code | 8554 |
| Phone | 8554273063 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Ananthapur Branch branch in Anantapur Ap. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0008689.
About this branch
The branch is located at DOOR NO12 313 GROUND FLOORBALAJI TOWERSSUBHASH ROAD ANANTHPUR. It serves the Anantapur Ap region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0008689 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's ANANTHAPUR BRANCH branch came to be assigned the code BKID0008689.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0008689, money simply cannot be routed to the ANANTHAPUR BRANCH branch electronically.
How to transfer money using IFSC BKID0008689
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0008689 across all three.
NEFT to Bank of India, ANANTHAPUR BRANCH using IFSC BKID0008689
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0008689, and confirm that the system picks up Bank of India – ANANTHAPUR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0008689
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – ANANTHAPUR BRANCH, ensure your bank's portal accepts IFSC BKID0008689 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – ANANTHAPUR BRANCH, use IMPS. With IFSC BKID0008689 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0008689 for Bank of India – ANANTHAPUR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0008689 | Yes – BKID0008689 | Yes – BKID0008689 |
For most retail customers crediting the Ananthapur Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0008689
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – ANANTHAPUR BRANCH is still mapped to IFSC BKID0008689. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0008689 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ananthapur Branch branch is mapped to IFSC BKID0008689 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0008689.
Products and services
Customers walking into the Ananthapur Branch branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0008689
MICR & cheque-truncation details
Cheques drawn on the Ananthapur Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0008689 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BKID0008689
Bank of India customers can register for net banking and the bank's official mobile app once their account at the ANANTHAPUR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0008689 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – ANANTHAPUR BRANCH:
- The IFSC is exactly BKID0008689 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and ANANTHAPUR BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Ananthapur Branch branch
The branch is located at DOOR NO12 313 GROUND FLOORBALAJI TOWERSSUBHASH ROAD ANANTHPUR, which puts it inside Anantapur Ap, the broader Anantapur Ap district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Ananthapur Branch branch” — the verified location pin for IFSC BKID0008689 should appear at the top of the results.
- Confirm the branch is open by calling 8554-8554273063 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0008689 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0008689 for Bank of India – ANANTHAPUR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ananthapur Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0008689, however, work 24x7.
Branch address & contact
Bank of IndiaAnanthapur Branch Branch
DOOR NO12 313 GROUND FLOORBALAJI TOWERSSUBHASH ROAD ANANTHPUR
Anantapur Ap, Andhra Pradesh
Phone: 8554-8554273063
IFSC: BKID0008689
Frequently asked questions
How quickly will an NEFT transfer using BKID0008689 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Ananthapur Branch reflect within 30 minutes.
What is the IFSC code of Bank of India Ananthapur Branch branch?
The IFSC code of Bank of India, Ananthapur Branch branch is BKID0008689. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Bank of India Ananthapur Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8554-8554273063 to confirm.
How do I add Bank of India Ananthapur Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0008689, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0008689 the same for all accounts at Ananthapur Branch branch?
Yes. The IFSC BKID0008689 is shared by every account held at Bank of India's Ananthapur Branch branch. Only the account number changes from customer to customer.
What is the phone number of Bank of India Ananthapur Branch branch?
You can reach the branch at 8554-8554273063 during regular banking hours.
Final notes
To recap: BKID0008689 is the IFSC code of Bank of India, ANANTHAPUR BRANCH branch, in ANANTAPUR AP, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
