Use this page as a one-stop reference for everything related to Bank of India's AMTALA branch in AMTALA WB, WEST BENGAL. The branch's IFSC code BKID0004142 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – AMTALA is BKID0004142. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004142 map to this branch in AMTALA WB, WEST BENGAL.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Amtala |
| IFSC Code | BKID0004142 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANERJEE VILAGROUND FLOOR NIBARAN DUTTA ROBAIDYA BAGAN SUKHDEVPUR PS BISHNUPUR |
| City | Amtala Wb |
| District | Amtala Wb |
| State | West Bengal |
| STD Code | 33 |
| Phone | 3324709033 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Amtala branch in Amtala Wb. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0004142.
About this branch
The branch is located at BANERJEE VILAGROUND FLOOR NIBARAN DUTTA ROBAIDYA BAGAN SUKHDEVPUR PS BISHNUPUR. It serves the Amtala Wb region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0004142 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's AMTALA branch came to be assigned the code BKID0004142.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0004142, money simply cannot be routed to the AMTALA branch electronically.
How to transfer money using IFSC BKID0004142
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0004142 across all three.
How to use IFSC BKID0004142 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's AMTALA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0004142.
- Confirm the bank name auto-populates as Bank of India and the branch as AMTALA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to AMTALA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's AMTALA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0004142 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – AMTALA, use IMPS. With IFSC BKID0004142 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0004142 for Bank of India – AMTALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0004142 | Yes – BKID0004142 | Yes – BKID0004142 |
For most retail customers crediting the Amtala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's AMTALA branch, the IFSC BKID0004142 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Amtala branch is mapped to IFSC BKID0004142 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0004142.
Banking services available
The Amtala branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 33-3324709033.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0004142
MICR & cheque-truncation details
Cheques drawn on the Amtala branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0004142 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Amtala branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0004142 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – AMTALA:
- The IFSC is exactly BKID0004142 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and AMTALA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Amtala branch sits at BANERJEE VILAGROUND FLOOR NIBARAN DUTTA ROBAIDYA BAGAN SUKHDEVPUR PS BISHNUPUR. If you are travelling from outside Amtala Wb, search for the branch on a maps application using the bank name and locality, or call 33-3324709033 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0004142 and your account number.
Verifying IFSC BKID0004142 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0004142 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-3324709033.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Amtala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0004142 continue to work without interruption.
Branch address & contact
Bank of IndiaAmtala Branch
BANERJEE VILAGROUND FLOOR NIBARAN DUTTA ROBAIDYA BAGAN SUKHDEVPUR PS BISHNUPUR
Amtala Wb, West Bengal
Phone: 33-3324709033
IFSC: BKID0004142
Frequently asked questions
Is IFSC BKID0004142 valid for NEFT and RTGS?
Yes. IFSC BKID0004142 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of India Amtala branch?
You can reach the branch at 33-3324709033 during regular banking hours.
Where is Bank of India Amtala branch located?
Bank of India's Amtala branch is located at BANERJEE VILAGROUND FLOOR NIBARAN DUTTA ROBAIDYA BAGAN SUKHDEVPUR PS BISHNUPUR, Amtala Wb, West Bengal.
How quickly will an NEFT transfer using BKID0004142 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Amtala reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Amtala branch but serve different purposes.
Does Bank of India Amtala branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-3324709033 to confirm.
Can I use IFSC BKID0004142 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0004142 to send funds instantly.
How do I add Bank of India Amtala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0004142, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BKID0004142 belongs to Bank of India's AMTALA branch, located at BANERJEE VILAGROUND FLOOR NIBARAN DUTTA ROBAIDYA BAGAN SUKHDEVPUR PS BISHNUPUR in AMTALA WB, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
