IFSC Code of Bank of India, Deorankar Nagar Midcrdamr Branch, Maharashtra

Below are the complete branch details for Bank of India, DEORANKAR NAGAR MIDCRDAMR branch, located in AMARAVATI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0009677. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0009677 for Bank of India – DEORANKAR NAGAR MIDCRDAMR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of India – DEORANKAR NAGAR MIDCRDAMR is BKID0009677. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009677 map to this branch in AMARAVATI, MAHARASHTRA.

About the bank

Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Deorankar Nagar Midcrdamr branch in Amaravati, Maharashtra is part of this network and uses the IFSC code BKID0009677 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at NEAR SAMARTH HIGH SCHOOLBADNERA ROADAMRAVATI. It serves the Amaravati region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0009677 is used to identify this branch on the RBI payments network.

Why every Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DEORANKAR NAGAR MIDCRDAMR of Bank of India — its own 11-character IFSC. The code BKID0009677 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0009677 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Deorankar Nagar Midcrdamr branch is mapped to IFSC BKID0009677 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BKID0009677.

Banking services available

The Deorankar Nagar Midcrdamr branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 721-7212576283.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0009677

How to transfer money using IFSC BKID0009677

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0009677 across all three.

NEFT to Bank of India, DEORANKAR NAGAR MIDCRDAMR using IFSC BKID0009677

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0009677, and confirm that the system picks up Bank of India – DEORANKAR NAGAR MIDCRDAMR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DEORANKAR NAGAR MIDCRDAMR

If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's DEORANKAR NAGAR MIDCRDAMR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0009677 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of India – DEORANKAR NAGAR MIDCRDAMR, use IMPS. With IFSC BKID0009677 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BKID0009677 for Bank of India – DEORANKAR NAGAR MIDCRDAMR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Deorankar Nagar Midcrdamr branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's DEORANKAR NAGAR MIDCRDAMR branch, the IFSC BKID0009677 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BKID0009677

Bank of India customers can register for net banking and the bank's official mobile app once their account at the DEORANKAR NAGAR MIDCRDAMR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0009677 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0009677 and the account number together uniquely identify the Deorankar Nagar Midcrdamr branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – DEORANKAR NAGAR MIDCRDAMR:

• The IFSC is exactly BKID0009677 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of India as the bank name and DEORANKAR NAGAR MIDCRDAMR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Deorankar Nagar Midcrdamr branch sits at NEAR SAMARTH HIGH SCHOOLBADNERA ROADAMRAVATI. If you are travelling from outside Amaravati, search for the branch on a maps application using the bank name and locality, or call 721-7212576283 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0009677 and your account number.

Verifying IFSC BKID0009677 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0009677 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 721-7212576283.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Deorankar Nagar Midcrdamr branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0009677, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BKID0009677 belongs to Bank of India's DEORANKAR NAGAR MIDCRDAMR branch, located at NEAR SAMARTH HIGH SCHOOLBADNERA ROADAMRAVATI in AMARAVATI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.