Use this page as a one-stop reference for everything related to Bank of India's ALLEPPEY branch in ALLEPPEY, KERALA. The branch's IFSC code BKID0008540 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's ALLEPPEY branch, the IFSC BKID0008540 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 008540 identifies this particular branch.
About Bank of India
Bank of India operates a wide network of branches across India, including the Alleppey branch in Alleppey. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0008540.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Alleppey |
| IFSC Code | BKID0008540 |
| MICR Code | Refer to cheque leaf |
| Branch Address | XIV21A CCSBROADEAST OF IRON BRIDGEPBNO4201 |
| City | Alleppey |
| District | Alleppey |
| State | Kerala |
| STD Code | 477 |
| Phone | 4772261514 |
About this branch
The branch is located at XIV21A CCSBROADEAST OF IRON BRIDGEPBNO4201. It serves the Alleppey region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0008540 is used to identify this branch on the RBI payments network.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ALLEPPEY of Bank of India — its own 11-character IFSC. The code BKID0008540 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0008540 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Alleppey branch
Once you have an account at Bank of India – ALLEPPEY, the IFSC BKID0008540 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Alleppey branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0008540
How to transfer money using IFSC BKID0008540
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0008540 across all three.
NEFT to Bank of India, ALLEPPEY using IFSC BKID0008540
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0008540, and confirm that the system picks up Bank of India – ALLEPPEY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ALLEPPEY
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's ALLEPPEY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0008540 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India ALLEPPEY (IFSC BKID0008540)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0008540 in your mobile or internet banking app, and the money is credited to the ALLEPPEY branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0008540 for Bank of India – ALLEPPEY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0008540 | Yes – BKID0008540 | Yes – BKID0008540 |
For most retail customers crediting the Alleppey branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's ALLEPPEY branch, the IFSC BKID0008540 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BKID0008540
Bank of India customers can register for net banking and the bank's official mobile app once their account at the ALLEPPEY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0008540 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0008540 and the account number together uniquely identify the Alleppey branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BKID0008540
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – ALLEPPEY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0008540. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Alleppey branch
The branch is located at XIV21A CCSBROADEAST OF IRON BRIDGEPBNO4201, which puts it inside Alleppey, the broader Alleppey district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Alleppey branch” — the verified location pin for IFSC BKID0008540 should appear at the top of the results.
- Confirm the branch is open by calling 477-4772261514 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0008540 and your account number.
Verifying IFSC BKID0008540 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0008540 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 477-4772261514.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Alleppey are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0008540 continue to work without interruption.
Branch address & contact
Bank of IndiaAlleppey Branch
XIV21A CCSBROADEAST OF IRON BRIDGEPBNO4201
Alleppey, Kerala
Phone: 477-4772261514
IFSC: BKID0008540
Frequently asked questions
Does Bank of India Alleppey branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 477-4772261514 to confirm.
How quickly will an NEFT transfer using BKID0008540 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Alleppey reflect within 30 minutes.
How do I add Bank of India Alleppey as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0008540, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0008540 valid for NEFT and RTGS?
Yes. IFSC BKID0008540 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BKID0008540 the same for all accounts at Alleppey branch?
Yes. The IFSC BKID0008540 is shared by every account held at Bank of India's Alleppey branch. Only the account number changes from customer to customer.
Can I use IFSC BKID0008540 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0008540 to send funds instantly.
What is the IFSC code of Bank of India Alleppey branch?
The IFSC code of Bank of India, Alleppey branch is BKID0008540. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Alleppey branch but serve different purposes.
Summary
The IFSC code BKID0008540 belongs to Bank of India's ALLEPPEY branch, located at XIV21A CCSBROADEAST OF IRON BRIDGEPBNO4201 in ALLEPPEY, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
