This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, AKALE branch in AKALE TAL CHIPLUN DIST RATNAGIRI. The 11-digit IFSC BKID0001443 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the AKALE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's AKALE branch, the IFSC BKID0001443 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 001443 identifies this particular branch.
About Bank of India
Bank of India operates a wide network of branches across India, including the Akale branch in Akale Tal Chiplun Dist Ratnagiri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0001443.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Akale |
| IFSC Code | BKID0001443 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POST AKALETALUKA CHIPLUN DIST RATNAGIRI |
| City | Akale Tal Chiplun Dist Ratnagiri |
| District | Akale Tal Chiplun Dist Ratnagiri |
| State | Maharashtra |
| STD Code | 2355 |
| Phone | 2355233505 |
Akale branch overview
Located at AT POST AKALETALUKA CHIPLUN DIST RATNAGIRI, the Akale branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0001443 is required for all interbank electronic transfers routed through this branch.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AKALE of Bank of India — its own 11-character IFSC. The code BKID0001443 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0001443 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Akale branch is mapped to IFSC BKID0001443 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0001443.
Products and services
Customers walking into the Akale branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0001443
How to transfer money using IFSC BKID0001443
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0001443 across all three.
NEFT to Bank of India, AKALE using IFSC BKID0001443
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0001443, and confirm that the system picks up Bank of India – AKALE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AKALE
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's AKALE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0001443 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India AKALE (IFSC BKID0001443)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0001443 in your mobile or internet banking app, and the money is credited to the AKALE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0001443 for Bank of India – AKALE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0001443 | Yes – BKID0001443 | Yes – BKID0001443 |
For most retail customers crediting the Akale branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0001443
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – AKALE is still mapped to IFSC BKID0001443. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0001443 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BKID0001443
Bank of India customers can register for net banking and the bank's official mobile app once their account at the AKALE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0001443 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Akale branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0001443 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – AKALE:
- The IFSC is exactly BKID0001443 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and AKALE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Akale branch
The branch is located at AT POST AKALETALUKA CHIPLUN DIST RATNAGIRI, which puts it inside Akale Tal Chiplun Dist Ratnagiri, the broader Akale Tal Chiplun Dist Ratnagiri district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Akale branch” — the verified location pin for IFSC BKID0001443 should appear at the top of the results.
- Confirm the branch is open by calling 2355-2355233505 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0001443 and your account number.
Verifying IFSC BKID0001443 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0001443 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2355-2355233505.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Akale branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0001443, however, work 24x7.
Branch address & contact
Bank of IndiaAkale Branch
AT POST AKALETALUKA CHIPLUN DIST RATNAGIRI
Akale Tal Chiplun Dist Ratnagiri, Maharashtra
Phone: 2355-2355233505
IFSC: BKID0001443
Frequently asked questions
What is the phone number of Bank of India Akale branch?
You can reach the branch at 2355-2355233505 during regular banking hours.
Is IFSC BKID0001443 valid for NEFT and RTGS?
Yes. IFSC BKID0001443 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of India Akale branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2355-2355233505 to confirm.
Where is Bank of India Akale branch located?
Bank of India's Akale branch is located at AT POST AKALETALUKA CHIPLUN DIST RATNAGIRI, Akale Tal Chiplun Dist Ratnagiri, Maharashtra.
How quickly will an NEFT transfer using BKID0001443 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Akale reflect within 30 minutes.
Can I use IFSC BKID0001443 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0001443 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Akale branch but serve different purposes.
Is IFSC BKID0001443 the same for all accounts at Akale branch?
Yes. The IFSC BKID0001443 is shared by every account held at Bank of India's Akale branch. Only the account number changes from customer to customer.
Summary
The IFSC code BKID0001443 belongs to Bank of India's AKALE branch, located at AT POST AKALETALUKA CHIPLUN DIST RATNAGIRI in AKALE TAL CHIPLUN DIST RATNAGIRI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
