Use this page as a one-stop reference for everything related to Bank of India's NAVRANGPURA branch in AHMEDABAD, GUJARAT. The branch's IFSC code BKID0002009 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – NAVRANGPURA is BKID0002009. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002009 map to this branch in AHMEDABAD, GUJARAT.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Navrangpura |
| IFSC Code | BKID0002009 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SWASTIK SOCIETYCHAR RASTA |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| STD Code | 79 |
| Phone | 2640293526 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Navrangpura branch in Ahmedabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0002009.
About this branch
The branch is located at SWASTIK SOCIETYCHAR RASTA. It serves the Ahmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0002009 is used to identify this branch on the RBI payments network.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NAVRANGPURA of Bank of India — its own 11-character IFSC. The code BKID0002009 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0002009 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0002009
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0002009 across all three.
NEFT to Bank of India, NAVRANGPURA using IFSC BKID0002009
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0002009, and confirm that the system picks up Bank of India – NAVRANGPURA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NAVRANGPURA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's NAVRANGPURA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0002009 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India NAVRANGPURA (IFSC BKID0002009)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0002009 in your mobile or internet banking app, and the money is credited to the NAVRANGPURA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0002009 for Bank of India – NAVRANGPURA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0002009 | Yes – BKID0002009 | Yes – BKID0002009 |
For most retail customers crediting the Navrangpura branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's NAVRANGPURA branch, the IFSC BKID0002009 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Navrangpura branch is mapped to IFSC BKID0002009 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0002009.
Banking services available
The Navrangpura branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-2640293526.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0002009
MICR & cheque-truncation details
Cheques drawn on the Navrangpura branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0002009 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Navrangpura branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0002009 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – NAVRANGPURA:
- The IFSC is exactly BKID0002009 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and NAVRANGPURA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Navrangpura branch sits at SWASTIK SOCIETYCHAR RASTA. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-2640293526 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0002009 and your account number.
Verifying IFSC BKID0002009 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0002009 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 79-2640293526.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Navrangpura branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0002009, however, work 24x7.
Branch address & contact
Bank of IndiaNavrangpura Branch
SWASTIK SOCIETYCHAR RASTA
Ahmedabad, Gujarat
Phone: 79-2640293526
IFSC: BKID0002009
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Navrangpura branch but serve different purposes.
Where is Bank of India Navrangpura branch located?
Bank of India's Navrangpura branch is located at SWASTIK SOCIETYCHAR RASTA, Ahmedabad, Gujarat.
Can I use IFSC BKID0002009 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0002009 to send funds instantly.
What is the phone number of Bank of India Navrangpura branch?
You can reach the branch at 79-2640293526 during regular banking hours.
Is IFSC BKID0002009 the same for all accounts at Navrangpura branch?
Yes. The IFSC BKID0002009 is shared by every account held at Bank of India's Navrangpura branch. Only the account number changes from customer to customer.
Is IFSC BKID0002009 valid for NEFT and RTGS?
Yes. IFSC BKID0002009 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of India Navrangpura as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0002009, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BKID0002009 is the IFSC code of Bank of India, NAVRANGPURA branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
