If you are searching for the IFSC code of Bank of India, BOPAL branch in AHMEDABAD, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BKID0002042. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BOPAL branch, and detailed step-by-step guides for using the IFSC BKID0002042 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – BOPAL is BKID0002042. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002042 map to this branch in AHMEDABAD, GUJARAT.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Bopal |
| IFSC Code | BKID0002042 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ANGAN COMPLEX NRGOVT TUBEWELLGUJARAT |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| STD Code | 79 |
| Phone | 2717234431 |
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bopal branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code BKID0002042 for all electronic settlement.
About the Bopal branch
The Bopal branch of Bank of India is situated at ANGAN COMPLEX NRGOVT TUBEWELLGUJARAT. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0002042 is used.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BOPAL of Bank of India — its own 11-character IFSC. The code BKID0002042 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0002042 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0002042
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0002042 across all three.
NEFT to Bank of India, BOPAL using IFSC BKID0002042
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0002042, and confirm that the system picks up Bank of India – BOPAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0002042
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – BOPAL, ensure your bank's portal accepts IFSC BKID0002042 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India BOPAL (IFSC BKID0002042)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0002042 in your mobile or internet banking app, and the money is credited to the BOPAL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0002042 for Bank of India – BOPAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0002042 | Yes – BKID0002042 | Yes – BKID0002042 |
For most retail customers crediting the Bopal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's BOPAL branch, the IFSC BKID0002042 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bopal branch is mapped to IFSC BKID0002042 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0002042.
Products and services
Customers walking into the Bopal branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0002042
MICR & cheque-truncation details
Cheques drawn on the Bopal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0002042 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Bopal branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0002042 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BKID0002042
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – BOPAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0002042. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Bopal branch sits at ANGAN COMPLEX NRGOVT TUBEWELLGUJARAT. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-2717234431 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0002042 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0002042 for Bank of India – BOPAL, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Bopal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0002042 continue to work without interruption.
Branch address & contact
Bank of IndiaBopal Branch
ANGAN COMPLEX NRGOVT TUBEWELLGUJARAT
Ahmedabad, Gujarat
Phone: 79-2717234431
IFSC: BKID0002042
Frequently asked questions
Can I use IFSC BKID0002042 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0002042 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bopal branch but serve different purposes.
Where is Bank of India Bopal branch located?
Bank of India's Bopal branch is located at ANGAN COMPLEX NRGOVT TUBEWELLGUJARAT, Ahmedabad, Gujarat.
Is IFSC BKID0002042 the same for all accounts at Bopal branch?
Yes. The IFSC BKID0002042 is shared by every account held at Bank of India's Bopal branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BKID0002042 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Bopal reflect within 30 minutes.
What is the phone number of Bank of India Bopal branch?
You can reach the branch at 79-2717234431 during regular banking hours.
What is the IFSC code of Bank of India Bopal branch?
The IFSC code of Bank of India, Bopal branch is BKID0002042. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of India Bopal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0002042, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BKID0002042 belongs to Bank of India's BOPAL branch, located at ANGAN COMPLEX NRGOVT TUBEWELLGUJARAT in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
