Below are the complete branch details for Bank of India, HARSHVARDHAN BRANCH branch, located in AGRA, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BKID0007625. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0007625 for Bank of India – HARSHVARDHAN BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0007625 is the IFSC of Bank of India's HARSHVARDHAN BRANCH branch. The format is fixed: BKID = bank code, 0 = reserved, 007625 = branch identifier.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Harshvardhan Branch |
| IFSC Code | BKID0007625 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANK OF INDIA HARSHVARDHAN BRANCH VILLAGE AKBARPUR COLLECTORATE CAMPUS DISTT KANNAUJ 209727 |
| City | Agra |
| District | Agra |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9060696302 |
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Harshvardhan Branch branch — IFSC BKID0007625 — extends the bank's services to customers in and around Agra, Uttar Pradesh.
About the Harshvardhan Branch branch
The Harshvardhan Branch branch of Bank of India is situated at BANK OF INDIA HARSHVARDHAN BRANCH VILLAGE AKBARPUR COLLECTORATE CAMPUS DISTT KANNAUJ 209727. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0007625 is used.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HARSHVARDHAN BRANCH of Bank of India — its own 11-character IFSC. The code BKID0007625 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0007625 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0007625
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0007625 across all three.
NEFT to Bank of India, HARSHVARDHAN BRANCH using IFSC BKID0007625
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0007625, and confirm that the system picks up Bank of India – HARSHVARDHAN BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0007625
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – HARSHVARDHAN BRANCH, ensure your bank's portal accepts IFSC BKID0007625 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – HARSHVARDHAN BRANCH, use IMPS. With IFSC BKID0007625 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0007625 for Bank of India – HARSHVARDHAN BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0007625 | Yes – BKID0007625 | Yes – BKID0007625 |
For most retail customers crediting the Harshvardhan Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's HARSHVARDHAN BRANCH branch, the IFSC BKID0007625 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Harshvardhan Branch branch
Once you have an account at Bank of India – HARSHVARDHAN BRANCH, the IFSC BKID0007625 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Harshvardhan Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9060696302.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0007625
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0007625 and the account number together uniquely identify the Harshvardhan Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Harshvardhan Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0007625 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BKID0007625
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – HARSHVARDHAN BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0007625. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Harshvardhan Branch branch sits at BANK OF INDIA HARSHVARDHAN BRANCH VILLAGE AKBARPUR COLLECTORATE CAMPUS DISTT KANNAUJ 209727. If you are travelling from outside Agra, search for the branch on a maps application using the bank name and locality, or call 91-9060696302 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0007625 and your account number.
Verifying IFSC BKID0007625 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0007625 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9060696302.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Harshvardhan Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0007625, however, work 24x7.
Branch address & contact
Bank of IndiaHarshvardhan Branch Branch
BANK OF INDIA HARSHVARDHAN BRANCH VILLAGE AKBARPUR COLLECTORATE CAMPUS DISTT KANNAUJ 209727
Agra, Uttar Pradesh
Phone: 91-9060696302
IFSC: BKID0007625
Frequently asked questions
What is the phone number of Bank of India Harshvardhan Branch branch?
You can reach the branch at 91-9060696302 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Harshvardhan Branch branch but serve different purposes.
Can I use IFSC BKID0007625 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0007625 to send funds instantly.
Where is Bank of India Harshvardhan Branch branch located?
Bank of India's Harshvardhan Branch branch is located at BANK OF INDIA HARSHVARDHAN BRANCH VILLAGE AKBARPUR COLLECTORATE CAMPUS DISTT KANNAUJ 209727, Agra, Uttar Pradesh.
How quickly will an NEFT transfer using BKID0007625 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Harshvardhan Branch reflect within 30 minutes.
Is IFSC BKID0007625 valid for NEFT and RTGS?
Yes. IFSC BKID0007625 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of India Harshvardhan Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0007625, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BKID0007625 is the IFSC code of Bank of India, HARSHVARDHAN BRANCH branch, in AGRA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
