IFSC Code of Bank of Baroda, Jyothinagar, Karimnagar Branch, Telangana

Use this page as a one-stop reference for everything related to Bank of Baroda's JYOTHINAGAR, KARIMNAGAR branch in KARIMNAGAR, TELANGANA. The branch's IFSC code BARB0VJJYNG is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – JYOTHINAGAR, KARIMNAGAR is BARB0VJJYNG. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJJYNG map to this branch in KARIMNAGAR, TELANGANA.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Jyothinagar, Karimnagar branch — IFSC BARB0VJJYNG — extends the bank's services to customers in and around Karimnagar, Telangana.

Branch details at a glance

About this branch

The branch is located at 2101425, BESIDE COURT COMPLEX, , SHIVA THEATRE ROAD, , JYOTHINAGAR, KARIMNAGAR , KARIMNAGAR , 505001. It serves the Karimnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJJYNG is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's JYOTHINAGAR, KARIMNAGAR branch came to be assigned the code BARB0VJJYNG.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJJYNG, money simply cannot be routed to the JYOTHINAGAR, KARIMNAGAR branch electronically.

Products and account variants supported

Every account opened at the Jyothinagar, Karimnagar branch is mapped to IFSC BARB0VJJYNG on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0VJJYNG.

Banking services available

The Jyothinagar, Karimnagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJJYNG

How to transfer money using IFSC BARB0VJJYNG

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJJYNG across all three.

NEFT to Bank of Baroda, JYOTHINAGAR, KARIMNAGAR using IFSC BARB0VJJYNG

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJJYNG, and confirm that the system picks up Bank of Baroda – JYOTHINAGAR, KARIMNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BARB0VJJYNG

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – JYOTHINAGAR, KARIMNAGAR, ensure your bank's portal accepts IFSC BARB0VJJYNG while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – JYOTHINAGAR, KARIMNAGAR, use IMPS. With IFSC BARB0VJJYNG and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0VJJYNG for Bank of Baroda – JYOTHINAGAR, KARIMNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jyothinagar, Karimnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0VJJYNG

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – JYOTHINAGAR, KARIMNAGAR is still mapped to IFSC BARB0VJJYNG. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJJYNG and the beneficiary's account number to complete the transfer.

Online banking and IFSC BARB0VJJYNG

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the JYOTHINAGAR, KARIMNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJJYNG is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Jyothinagar, Karimnagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJJYNG for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – JYOTHINAGAR, KARIMNAGAR:

• The IFSC is exactly BARB0VJJYNG with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and JYOTHINAGAR, KARIMNAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jyothinagar, Karimnagar branch sits at 2101425, BESIDE COURT COMPLEX, , SHIVA THEATRE ROAD, , JYOTHINAGAR, KARIMNAGAR , KARIMNAGAR , 505001. If you are travelling from outside Karimnagar, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJJYNG and your account number.

Verifying IFSC BARB0VJJYNG from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJJYNG by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-1800223344.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jyothinagar, Karimnagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJJYNG, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0VJJYNG belongs to Bank of Baroda's JYOTHINAGAR, KARIMNAGAR branch, located at 2101425, BESIDE COURT COMPLEX, , SHIVA THEATRE ROAD, , JYOTHINAGAR, KARIMNAGAR… in KARIMNAGAR, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.