IFSC Code of Bank of Baroda, Karadivavi Br., Dist.Coimbatore, T.N. Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to Bank of Baroda's KARADIVAVI BR., DIST.COIMBATORE, T.N. branch in KARADIVAVI, TAMIL NADU. The branch's IFSC code BARB0KARCOI is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – KARADIVAVI BR., DIST.COIMBATORE, T.N. is BARB0KARCOI. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters KARCOI map to this branch in KARADIVAVI, TAMIL NADU.

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Karadivavi Br., Dist.Coimbatore, T.N. branch in Karadivavi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0KARCOI.

Branch details at a glance

Karadivavi Br., Dist.Coimbatore, T.N. branch overview

Located at MAIN ROAD,KARADIVAVI, DIST. COIMBATORE, TAMIL NADU - 641 658., the Karadivavi Br., Dist.Coimbatore, T.N. branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0KARCOI is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KARADIVAVI BR., DIST.COIMBATORE, T.N. branch came to be assigned the code BARB0KARCOI.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0KARCOI, money simply cannot be routed to the KARADIVAVI BR., DIST.COIMBATORE, T.N. branch electronically.

Account types you can open at the Karadivavi Br., Dist.Coimbatore, T.N. branch

Once you have an account at Bank of Baroda – KARADIVAVI BR., DIST.COIMBATORE, T.N., the IFSC BARB0KARCOI stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Karadivavi Br., Dist.Coimbatore, T.N. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0KARCOI

How to transfer money using IFSC BARB0KARCOI

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KARCOI across all three.

How to use IFSC BARB0KARCOI for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's KARADIVAVI BR., DIST.COIMBATORE, T.N. branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0KARCOI.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as KARADIVAVI BR., DIST.COIMBATORE, T.N..
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KARADIVAVI BR., DIST.COIMBATORE, T.N.

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KARADIVAVI BR., DIST.COIMBATORE, T.N. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0KARCOI while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – KARADIVAVI BR., DIST.COIMBATORE, T.N., use IMPS. With IFSC BARB0KARCOI and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Karadivavi Br., Dist.Coimbatore, T.N.

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0KARCOI:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KARADIVAVI BR., DIST.COIMBATORE, T.N. is still linked to IFSC BARB0KARCOI.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0KARCOI

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KARADIVAVI BR., DIST.COIMBATORE, T.N. is still mapped to IFSC BARB0KARCOI. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0KARCOI and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Karadivavi Br., Dist.Coimbatore, T.N. branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0KARCOI is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Karadivavi Br., Dist.Coimbatore, T.N. branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0KARCOI for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KARADIVAVI BR., DIST.COIMBATORE, T.N.:

• The IFSC is exactly BARB0KARCOI with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and KARADIVAVI BR., DIST.COIMBATORE, T.N. as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Karadivavi Br., Dist.Coimbatore, T.N. branch

The branch is located at MAIN ROAD,KARADIVAVI, DIST. COIMBATORE, TAMIL NADU - 641 658., which puts it inside Karadivavi, the broader Coimbatore district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Karadivavi Br., Dist.Coimbatore, T.N. branch” — the verified location pin for IFSC BARB0KARCOI should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0KARCOI and your account number.

Verifying IFSC BARB0KARCOI from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0KARCOI by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Karadivavi Br., Dist.Coimbatore, T.N. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0KARCOI, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0KARCOI is the IFSC code of Bank of Baroda, KARADIVAVI BR., DIST.COIMBATORE, T.N. branch, in KARADIVAVI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.