Use this page as a one-stop reference for everything related to Bank of Baroda's KANZA, DIST. SURAT, GUJARAT branch in KANZA, GUJARAT. The branch's IFSC code BARB0KANZAX is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0KANZAX is the IFSC of Bank of Baroda's KANZA, DIST. SURAT, GUJARAT branch. The format is fixed: BARB = bank code, 0 = reserved, KANZAX = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Kanza, Dist. Surat, Gujarat branch in Kanza. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0KANZAX.
About the Kanza, Dist. Surat, Gujarat branch
The Kanza, Dist. Surat, Gujarat branch of Bank of Baroda is situated at KANZA, NEAR KAKRAPAR, TAL.VYARA, DIST. SURAT, GUJARAT - 394 360.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0KANZAX is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kanza, Dist. Surat, Gujarat |
| IFSC Code | BARB0KANZAX |
| MICR Code | Refer to cheque leaf |
| Branch Address | KANZA, NEAR KAKRAPAR, TAL.VYARA, DIST. SURAT, GUJARAT - 394 360. |
| City | Kanza |
| District | Surat |
| State | Gujarat |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KANZA, DIST. SURAT, GUJARAT branch came to be assigned the code BARB0KANZAX.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0KANZAX, money simply cannot be routed to the KANZA, DIST. SURAT, GUJARAT branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0KANZAX and the account number together uniquely identify the Kanza, Dist. Surat, Gujarat branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0KANZAX
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KANZAX across all three.
NEFT to Bank of Baroda, KANZA, DIST. SURAT, GUJARAT using IFSC BARB0KANZAX
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0KANZAX, and confirm that the system picks up Bank of Baroda – KANZA, DIST. SURAT, GUJARAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0KANZAX
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – KANZA, DIST. SURAT, GUJARAT, ensure your bank's portal accepts IFSC BARB0KANZAX while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – KANZA, DIST. SURAT, GUJARAT, use IMPS. With IFSC BARB0KANZAX and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0KANZAX for Bank of Baroda – KANZA, DIST. SURAT, GUJARAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0KANZAX | Yes – BARB0KANZAX | Yes – BARB0KANZAX |
For most retail customers crediting the Kanza, Dist. Surat, Gujarat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's KANZA, DIST. SURAT, GUJARAT branch, the IFSC BARB0KANZAX is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Kanza, Dist. Surat, Gujarat branch
Once you have an account at Bank of Baroda – KANZA, DIST. SURAT, GUJARAT, the IFSC BARB0KANZAX stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kanza, Dist. Surat, Gujarat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0KANZAX
Online banking and IFSC BARB0KANZAX
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the KANZA, DIST. SURAT, GUJARAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0KANZAX is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Kanza, Dist. Surat, Gujarat branch
The branch is located at KANZA, NEAR KAKRAPAR, TAL.VYARA, DIST. SURAT, GUJARAT - 394 360., which puts it inside Kanza, the broader Surat district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Kanza, Dist. Surat, Gujarat branch” — the verified location pin for IFSC BARB0KANZAX should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0KANZAX and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KANZA, DIST. SURAT, GUJARAT:
- The IFSC is exactly BARB0KANZAX with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and KANZA, DIST. SURAT, GUJARAT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kanza, Dist. Surat, Gujarat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0KANZAX, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0KANZAX for Bank of Baroda – KANZA, DIST. SURAT, GUJARAT, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaKanza, Dist. Surat, Gujarat Branch
KANZA, NEAR KAKRAPAR, TAL.VYARA, DIST. SURAT, GUJARAT - 394 360.
Kanza, Gujarat
Phone: 1800223344
IFSC: BARB0KANZAX
Frequently asked questions
Does Bank of Baroda Kanza, Dist. Surat, Gujarat branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Can I use IFSC BARB0KANZAX for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0KANZAX to send funds instantly.
How do I add Bank of Baroda Kanza, Dist. Surat, Gujarat as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0KANZAX, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0KANZAX the same for all accounts at Kanza, Dist. Surat, Gujarat branch?
Yes. The IFSC BARB0KANZAX is shared by every account held at Bank of Baroda's Kanza, Dist. Surat, Gujarat branch. Only the account number changes from customer to customer.
Where is Bank of Baroda Kanza, Dist. Surat, Gujarat branch located?
Bank of Baroda's Kanza, Dist. Surat, Gujarat branch is located at KANZA, NEAR KAKRAPAR, TAL.VYARA, DIST. SURAT, GUJARAT - 394 360., Kanza, Gujarat.
How quickly will an NEFT transfer using BARB0KANZAX be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Kanza, Dist. Surat, Gujarat reflect within 30 minutes.
Final notes
To recap: BARB0KANZAX is the IFSC code of Bank of Baroda, KANZA, DIST. SURAT, GUJARAT branch, in KANZA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
