Use this page as a one-stop reference for everything related to Bank of Baroda's PATELNAGAR BRANCH branch in KANPUR, UTTAR PRADESH. The branch's IFSC code BARB0KANPAT is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's PATELNAGAR BRANCH branch, the IFSC BARB0KANPAT breaks down as follows: BARB identifies the bank, 0 is the reserved character, and KANPAT identifies this particular branch.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Patelnagar Branch branch in Kanpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0KANPAT.
About this branch
The branch is located at PATELNAGAR BRANCH,RAMA DEVI CROSSING,KANPUR,208007. It serves the Kanpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0KANPAT is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Patelnagar Branch |
| IFSC Code | BARB0KANPAT |
| MICR Code | Refer to cheque leaf |
| Branch Address | PATELNAGAR BRANCH,RAMA DEVI CROSSING,KANPUR,208007 |
| City | Kanpur |
| District | Kanpur Nagar |
| State | Uttar Pradesh |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's PATELNAGAR BRANCH branch came to be assigned the code BARB0KANPAT.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0KANPAT, money simply cannot be routed to the PATELNAGAR BRANCH branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0KANPAT and the account number together uniquely identify the Patelnagar Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0KANPAT
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KANPAT across all three.
NEFT to Bank of Baroda, PATELNAGAR BRANCH using IFSC BARB0KANPAT
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0KANPAT, and confirm that the system picks up Bank of Baroda – PATELNAGAR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0KANPAT
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – PATELNAGAR BRANCH, ensure your bank's portal accepts IFSC BARB0KANPAT while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda PATELNAGAR BRANCH (IFSC BARB0KANPAT)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0KANPAT in your mobile or internet banking app, and the money is credited to the PATELNAGAR BRANCH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Patelnagar Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0KANPAT:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PATELNAGAR BRANCH is still linked to IFSC BARB0KANPAT.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0KANPAT
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – PATELNAGAR BRANCH is still mapped to IFSC BARB0KANPAT. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0KANPAT and the beneficiary's account number to complete the transfer.
Account types you can open at the Patelnagar Branch branch
Once you have an account at Bank of Baroda – PATELNAGAR BRANCH, the IFSC BARB0KANPAT stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Patelnagar Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0KANPAT
Online banking and IFSC BARB0KANPAT
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the PATELNAGAR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0KANPAT is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Patelnagar Branch branch
The branch is located at PATELNAGAR BRANCH,RAMA DEVI CROSSING,KANPUR,208007, which puts it inside Kanpur, the broader Kanpur Nagar district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Patelnagar Branch branch” — the verified location pin for IFSC BARB0KANPAT should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0KANPAT and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – PATELNAGAR BRANCH:
- The IFSC is exactly BARB0KANPAT with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and PATELNAGAR BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Patelnagar Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0KANPAT, however, work 24x7.
Verifying IFSC BARB0KANPAT from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0KANPAT by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaPatelnagar Branch Branch
PATELNAGAR BRANCH,RAMA DEVI CROSSING,KANPUR,208007
Kanpur, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0KANPAT
Frequently asked questions
Does Bank of Baroda Patelnagar Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Where is Bank of Baroda Patelnagar Branch branch located?
Bank of Baroda's Patelnagar Branch branch is located at PATELNAGAR BRANCH,RAMA DEVI CROSSING,KANPUR,208007, Kanpur, Uttar Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Patelnagar Branch branch but serve different purposes.
Is IFSC BARB0KANPAT the same for all accounts at Patelnagar Branch branch?
Yes. The IFSC BARB0KANPAT is shared by every account held at Bank of Baroda's Patelnagar Branch branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Patelnagar Branch branch?
You can reach the branch at 1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0KANPAT be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Patelnagar Branch reflect within 30 minutes.
Can I use IFSC BARB0KANPAT for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0KANPAT to send funds instantly.
Is IFSC BARB0KANPAT valid for NEFT and RTGS?
Yes. IFSC BARB0KANPAT is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: BARB0KANPAT is the IFSC code of Bank of Baroda, PATELNAGAR BRANCH branch, in KANPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
