If you are searching for the IFSC code of Bank of Baroda, GENERALGANJ, KANPUR branch in KANPUR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0BLYKPR. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GENERALGANJ, KANPUR branch, and detailed step-by-step guides for using the IFSC BARB0BLYKPR across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0BLYKPR is the IFSC of Bank of Baroda's GENERALGANJ, KANPUR branch. The format is fixed: BARB = bank code, 0 = reserved, BLYKPR = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Generalganj, Kanpur branch in Kanpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0BLYKPR.
About this branch
The branch is located at KAPDA MARKET, GENERAL GANJ, KANPUR UP 208001. It serves the Kanpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0BLYKPR is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Generalganj, Kanpur |
| IFSC Code | BARB0BLYKPR |
| MICR Code | Refer to cheque leaf |
| Branch Address | KAPDA MARKET, GENERAL GANJ, KANPUR UP 208001 |
| City | Kanpur |
| District | Kanpur Nagar |
| State | Uttar Pradesh |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's GENERALGANJ, KANPUR branch came to be assigned the code BARB0BLYKPR.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0BLYKPR, money simply cannot be routed to the GENERALGANJ, KANPUR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0BLYKPR and the account number together uniquely identify the Generalganj, Kanpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0BLYKPR
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BLYKPR across all three.
NEFT to Bank of Baroda, GENERALGANJ, KANPUR using IFSC BARB0BLYKPR
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0BLYKPR, and confirm that the system picks up Bank of Baroda – GENERALGANJ, KANPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GENERALGANJ, KANPUR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's GENERALGANJ, KANPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BLYKPR while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – GENERALGANJ, KANPUR, use IMPS. With IFSC BARB0BLYKPR and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Generalganj, Kanpur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0BLYKPR:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GENERALGANJ, KANPUR is still linked to IFSC BARB0BLYKPR.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's GENERALGANJ, KANPUR branch, the IFSC BARB0BLYKPR is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Generalganj, Kanpur branch is mapped to IFSC BARB0BLYKPR on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0BLYKPR.
Banking services available
The Generalganj, Kanpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0BLYKPR
Online banking and IFSC BARB0BLYKPR
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the GENERALGANJ, KANPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0BLYKPR is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Generalganj, Kanpur branch sits at KAPDA MARKET, GENERAL GANJ, KANPUR UP 208001. If you are travelling from outside Kanpur, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0BLYKPR and your account number.
Common mistakes to avoid when using IFSC BARB0BLYKPR
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – GENERALGANJ, KANPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0BLYKPR. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Generalganj, Kanpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0BLYKPR continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0BLYKPR for Bank of Baroda – GENERALGANJ, KANPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaGeneralganj, Kanpur Branch
KAPDA MARKET, GENERAL GANJ, KANPUR UP 208001
Kanpur, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0BLYKPR
Frequently asked questions
How do I add Bank of Baroda Generalganj, Kanpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0BLYKPR, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0BLYKPR be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Generalganj, Kanpur reflect within 30 minutes.
Does Bank of Baroda Generalganj, Kanpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Generalganj, Kanpur branch but serve different purposes.
Is IFSC BARB0BLYKPR valid for NEFT and RTGS?
Yes. IFSC BARB0BLYKPR is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BARB0BLYKPR the same for all accounts at Generalganj, Kanpur branch?
Yes. The IFSC BARB0BLYKPR is shared by every account held at Bank of Baroda's Generalganj, Kanpur branch. Only the account number changes from customer to customer.
Can I use IFSC BARB0BLYKPR for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0BLYKPR to send funds instantly.
Where is Bank of Baroda Generalganj, Kanpur branch located?
Bank of Baroda's Generalganj, Kanpur branch is located at KAPDA MARKET, GENERAL GANJ, KANPUR UP 208001, Kanpur, Uttar Pradesh.
Summary
The IFSC code BARB0BLYKPR belongs to Bank of Baroda's GENERALGANJ, KANPUR branch, located at KAPDA MARKET, GENERAL GANJ, KANPUR UP 208001 in KANPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
