Use this page as a one-stop reference for everything related to Bank of Baroda's AZAD NAGAR branch in KANPUR, UTTAR PRADESH. The branch's IFSC code BARB0AZADNA is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – AZAD NAGAR is BARB0AZADNA. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters AZADNA map to this branch in KANPUR, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Azad Nagar |
| IFSC Code | BARB0AZADNA |
| MICR Code | Refer to cheque leaf |
| Branch Address | 2A 166AJAD NAGAR KANPUR UTTAR PRADESH 208002 |
| City | Kanpur |
| District | Kanpur City |
| State | Uttar Pradesh |
| STD Code | 22 |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Azad Nagar branch in Kanpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0AZADNA.
About the Azad Nagar branch
The Azad Nagar branch of Bank of Baroda is situated at 2A 166AJAD NAGAR KANPUR UTTAR PRADESH 208002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0AZADNA is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's AZAD NAGAR branch came to be assigned the code BARB0AZADNA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0AZADNA, money simply cannot be routed to the AZAD NAGAR branch electronically.
How to transfer money using IFSC BARB0AZADNA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0AZADNA across all three.
NEFT to Bank of Baroda, AZAD NAGAR using IFSC BARB0AZADNA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0AZADNA, and confirm that the system picks up Bank of Baroda – AZAD NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0AZADNA
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – AZAD NAGAR, ensure your bank's portal accepts IFSC BARB0AZADNA while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda AZAD NAGAR (IFSC BARB0AZADNA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0AZADNA in your mobile or internet banking app, and the money is credited to the AZAD NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0AZADNA for Bank of Baroda – AZAD NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0AZADNA | Yes – BARB0AZADNA | Yes – BARB0AZADNA |
For most retail customers crediting the Azad Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0AZADNA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – AZAD NAGAR is still mapped to IFSC BARB0AZADNA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0AZADNA and the beneficiary's account number to complete the transfer.
Account types you can open at the Azad Nagar branch
Once you have an account at Bank of Baroda – AZAD NAGAR, the IFSC BARB0AZADNA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Azad Nagar branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0AZADNA
MICR & cheque-truncation details
Cheques drawn on the Azad Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0AZADNA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Azad Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0AZADNA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BARB0AZADNA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – AZAD NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0AZADNA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Azad Nagar branch sits at 2A 166AJAD NAGAR KANPUR UTTAR PRADESH 208002. If you are travelling from outside Kanpur, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0AZADNA and your account number.
Verifying IFSC BARB0AZADNA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0AZADNA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Azad Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0AZADNA continue to work without interruption.
Branch address & contact
Bank of BarodaAzad Nagar Branch
2A 166AJAD NAGAR KANPUR UTTAR PRADESH 208002
Kanpur, Uttar Pradesh
Phone: 22-1800223344
IFSC: BARB0AZADNA
Frequently asked questions
What is the phone number of Bank of Baroda Azad Nagar branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Can I use IFSC BARB0AZADNA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0AZADNA to send funds instantly.
Does Bank of Baroda Azad Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Azad Nagar branch but serve different purposes.
How quickly will an NEFT transfer using BARB0AZADNA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Azad Nagar reflect within 30 minutes.
How do I add Bank of Baroda Azad Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0AZADNA, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BARB0AZADNA belongs to Bank of Baroda's AZAD NAGAR branch, located at 2A 166AJAD NAGAR KANPUR UTTAR PRADESH 208002 in KANPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
