Below are the complete branch details for Bank of Baroda, BRANCH branch, located in KAMREJ, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is BARB0PASODA. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0PASODA for Bank of Baroda – BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's BRANCH branch, the IFSC BARB0PASODA breaks down as follows: BARB identifies the bank, 0 is the reserved character, and PASODA identifies this particular branch.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Branch branch in Kamrej, Gujarat is part of this network and uses the IFSC code BARB0PASODA for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Branch |
| IFSC Code | BARB0PASODA |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO 6 11 SWASTIK RESIDENCY AT PO PASODARA TAL KAMREJ DIST SURAT 394180 |
| City | Kamrej |
| District | Bairagnia |
| State | Gujarat |
| STD Code | 22 |
| Phone | 1800223344 |
Branch branch overview
Located at SHOP NO 6 11 SWASTIK RESIDENCY AT PO PASODARA TAL KAMREJ DIST SURAT 394180, the Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0PASODA is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's BRANCH branch came to be assigned the code BARB0PASODA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0PASODA, money simply cannot be routed to the BRANCH branch electronically.
Account types you can open at the Branch branch
Once you have an account at Bank of Baroda – BRANCH, the IFSC BARB0PASODA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Branch branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0PASODA
How to transfer money using IFSC BARB0PASODA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0PASODA across all three.
How to use IFSC BARB0PASODA for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0PASODA.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0PASODA while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – BRANCH, use IMPS. With IFSC BARB0PASODA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0PASODA for Bank of Baroda – BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0PASODA | Yes – BARB0PASODA | Yes – BARB0PASODA |
For most retail customers crediting the Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0PASODA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – BRANCH is still mapped to IFSC BARB0PASODA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0PASODA and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARB0PASODA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0PASODA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0PASODA and the account number together uniquely identify the Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BARB0PASODA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0PASODA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Branch branch
The branch is located at SHOP NO 6 11 SWASTIK RESIDENCY AT PO PASODARA TAL KAMREJ DIST SURAT 394180, which puts it inside Kamrej, the broader Bairagnia district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Branch branch” — the verified location pin for IFSC BARB0PASODA should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0PASODA and your account number.
Verifying IFSC BARB0PASODA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0PASODA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0PASODA continue to work without interruption.
Branch address & contact
Bank of BarodaBranch Branch
SHOP NO 6 11 SWASTIK RESIDENCY AT PO PASODARA TAL KAMREJ DIST SURAT 394180
Kamrej, Gujarat
Phone: 22-1800223344
IFSC: BARB0PASODA
Frequently asked questions
Is IFSC BARB0PASODA valid for NEFT and RTGS?
Yes. IFSC BARB0PASODA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BARB0PASODA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Branch reflect within 30 minutes.
Is IFSC BARB0PASODA the same for all accounts at Branch branch?
Yes. The IFSC BARB0PASODA is shared by every account held at Bank of Baroda's Branch branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Branch branch but serve different purposes.
Where is Bank of Baroda Branch branch located?
Bank of Baroda's Branch branch is located at SHOP NO 6 11 SWASTIK RESIDENCY AT PO PASODARA TAL KAMREJ DIST SURAT 394180, Kamrej, Gujarat.
How do I add Bank of Baroda Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0PASODA, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of Baroda Branch branch?
The IFSC code of Bank of Baroda, Branch branch is BARB0PASODA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: BARB0PASODA is the IFSC code of Bank of Baroda, BRANCH branch, in KAMREJ, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
