IFSC Code of Bank of Baroda, Kamalpur Br., Dist. Bulandshahr, U.P. Branch, Uttar Pradesh

Below are the complete branch details for Bank of Baroda, KAMALPUR BR., DIST. BULANDSHAHR, U.P. branch, located in KAMALPUR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BARB0KAMABU. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0KAMABU for Bank of Baroda – KAMALPUR BR., DIST. BULANDSHAHR, U.P. — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BARB0KAMABU is the IFSC of Bank of Baroda's KAMALPUR BR., DIST. BULANDSHAHR, U.P. branch. The format is fixed: BARB = bank code, 0 = reserved, KAMABU = branch identifier.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Kamalpur Br., Dist. Bulandshahr, U.P. branch — IFSC BARB0KAMABU — extends the bank's services to customers in and around Kamalpur, Uttar Pradesh.

Branch details at a glance

Kamalpur Br., Dist. Bulandshahr, U.P. branch overview

Located at KAMALPUR, DIST.BULANDSHAHR, UTTAR PRADESH - 233 339., the Kamalpur Br., Dist. Bulandshahr, U.P. branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0KAMABU is required for all interbank electronic transfers routed through this branch.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KAMALPUR BR., DIST. BULANDSHAHR, U.P. of Bank of Baroda — its own 11-character IFSC. The code BARB0KAMABU is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0KAMABU the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Kamalpur Br., Dist. Bulandshahr, U.P. branch

Once you have an account at Bank of Baroda – KAMALPUR BR., DIST. BULANDSHAHR, U.P., the IFSC BARB0KAMABU stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Kamalpur Br., Dist. Bulandshahr, U.P. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0KAMABU

How to transfer money using IFSC BARB0KAMABU

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KAMABU across all three.

How to use IFSC BARB0KAMABU for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's KAMALPUR BR., DIST. BULANDSHAHR, U.P. branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0KAMABU.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as KAMALPUR BR., DIST. BULANDSHAHR, U.P..
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KAMALPUR BR., DIST. BULANDSHAHR, U.P.

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KAMALPUR BR., DIST. BULANDSHAHR, U.P. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0KAMABU while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda KAMALPUR BR., DIST. BULANDSHAHR, U.P. (IFSC BARB0KAMABU)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0KAMABU in your mobile or internet banking app, and the money is credited to the KAMALPUR BR., DIST. BULANDSHAHR, U.P. branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0KAMABU for Bank of Baroda – KAMALPUR BR., DIST. BULANDSHAHR, U.P., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kamalpur Br., Dist. Bulandshahr, U.P. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0KAMABU

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KAMALPUR BR., DIST. BULANDSHAHR, U.P. is still mapped to IFSC BARB0KAMABU. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0KAMABU and the beneficiary's account number to complete the transfer.

Online banking and IFSC BARB0KAMABU

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the KAMALPUR BR., DIST. BULANDSHAHR, U.P. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0KAMABU is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0KAMABU and the account number together uniquely identify the Kamalpur Br., Dist. Bulandshahr, U.P. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC BARB0KAMABU

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – KAMALPUR BR., DIST. BULANDSHAHR, U.P., double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0KAMABU.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Kamalpur Br., Dist. Bulandshahr, U.P. branch

The branch is located at KAMALPUR, DIST.BULANDSHAHR, UTTAR PRADESH - 233 339., which puts it inside Kamalpur, the broader Bulandshahr district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Kamalpur Br., Dist. Bulandshahr, U.P. branch” — the verified location pin for IFSC BARB0KAMABU should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0KAMABU and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0KAMABU for Bank of Baroda – KAMALPUR BR., DIST. BULANDSHAHR, U.P., you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Kamalpur Br., Dist. Bulandshahr, U.P. are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0KAMABU continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0KAMABU belongs to Bank of Baroda's KAMALPUR BR., DIST. BULANDSHAHR, U.P. branch, located at KAMALPUR, DIST.BULANDSHAHR, UTTAR PRADESH - 233 339. in KAMALPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.