Use this page as a one-stop reference for everything related to Bank of Baroda's TISGAON NAKA ,KALYAN,E branch in KALYAN, MAHARASHTRA. The branch's IFSC code BARB0TISGAO is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0TISGAO is the IFSC of Bank of Baroda's TISGAON NAKA ,KALYAN,E branch. The format is fixed: BARB = bank code, 0 = reserved, TISGAO = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Tisgaon Naka ,Kalyan,E |
| IFSC Code | BARB0TISGAO |
| MICR Code | Refer to cheque leaf |
| Branch Address | BALAJI APTS.POONA LINK ROAD THANE 421306 |
| City | Kalyan |
| District | Kalyan |
| State | Maharashtra |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tisgaon Naka ,Kalyan,E branch in Kalyan, Maharashtra is part of this network and uses the IFSC code BARB0TISGAO for all electronic settlement.
About the Tisgaon Naka ,Kalyan,E branch
The Tisgaon Naka ,Kalyan,E branch of Bank of Baroda is situated at BALAJI APTS.POONA LINK ROAD THANE 421306. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0TISGAO is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's TISGAON NAKA ,KALYAN,E branch came to be assigned the code BARB0TISGAO.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0TISGAO, money simply cannot be routed to the TISGAON NAKA ,KALYAN,E branch electronically.
How to transfer money using IFSC BARB0TISGAO
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0TISGAO across all three.
NEFT to Bank of Baroda, TISGAON NAKA ,KALYAN,E using IFSC BARB0TISGAO
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0TISGAO, and confirm that the system picks up Bank of Baroda – TISGAON NAKA ,KALYAN,E. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0TISGAO
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – TISGAON NAKA ,KALYAN,E, ensure your bank's portal accepts IFSC BARB0TISGAO while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – TISGAON NAKA ,KALYAN,E, use IMPS. With IFSC BARB0TISGAO and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Tisgaon Naka ,Kalyan,E
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0TISGAO:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at TISGAON NAKA ,KALYAN,E is still linked to IFSC BARB0TISGAO.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's TISGAON NAKA ,KALYAN,E branch, the IFSC BARB0TISGAO is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Tisgaon Naka ,Kalyan,E branch
Once you have an account at Bank of Baroda – TISGAON NAKA ,KALYAN,E, the IFSC BARB0TISGAO stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Tisgaon Naka ,Kalyan,E branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0TISGAO
MICR & cheque-truncation details
Cheques drawn on the Tisgaon Naka ,Kalyan,E branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0TISGAO for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BARB0TISGAO
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the TISGAON NAKA ,KALYAN,E branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0TISGAO is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BARB0TISGAO
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – TISGAON NAKA ,KALYAN,E, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0TISGAO. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Tisgaon Naka ,Kalyan,E branch
The branch is located at BALAJI APTS.POONA LINK ROAD THANE 421306, which puts it inside Kalyan, the broader Kalyan district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Tisgaon Naka ,Kalyan,E branch” — the verified location pin for IFSC BARB0TISGAO should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0TISGAO and your account number.
Verifying IFSC BARB0TISGAO from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0TISGAO by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Tisgaon Naka ,Kalyan,E are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0TISGAO continue to work without interruption.
Branch address & contact
Bank of BarodaTisgaon Naka ,Kalyan,E Branch
BALAJI APTS.POONA LINK ROAD THANE 421306
Kalyan, Maharashtra
Phone: 1800223344
IFSC: BARB0TISGAO
Frequently asked questions
What is the phone number of Bank of Baroda Tisgaon Naka ,Kalyan,E branch?
You can reach the branch at 1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0TISGAO be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Tisgaon Naka ,Kalyan,E reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Tisgaon Naka ,Kalyan,E branch but serve different purposes.
How do I add Bank of Baroda Tisgaon Naka ,Kalyan,E as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0TISGAO, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of Baroda Tisgaon Naka ,Kalyan,E branch?
The IFSC code of Bank of Baroda, Tisgaon Naka ,Kalyan,E branch is BARB0TISGAO. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Bank of Baroda Tisgaon Naka ,Kalyan,E branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Can I use IFSC BARB0TISGAO for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0TISGAO to send funds instantly.
Summary
The IFSC code BARB0TISGAO belongs to Bank of Baroda's TISGAON NAKA ,KALYAN,E branch, located at BALAJI APTS.POONA LINK ROAD THANE 421306 in KALYAN, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
