If you are searching for the IFSC code of Bank of Baroda, BAKROL GUJ branch in KALOL, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BARB0BAKROP. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BAKROL GUJ branch, and detailed step-by-step guides for using the IFSC BARB0BAKROP across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – BAKROL GUJ is BARB0BAKROP. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters BAKROP map to this branch in KALOL, GUJARAT.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Bakrol Guj |
| IFSC Code | BARB0BAKROP |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT PO BAKROL,VARIYA FALIYA,TAL KALOL,PANCHMAHAL DT,GUJARAT 389330 |
| City | Kalol |
| District | Panch Mahals |
| State | Gujarat |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Bakrol Guj branch in Kalol. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0BAKROP.
Bakrol Guj branch overview
Located at AT PO BAKROL,VARIYA FALIYA,TAL KALOL,PANCHMAHAL DT,GUJARAT 389330, the Bakrol Guj branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0BAKROP is required for all interbank electronic transfers routed through this branch.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BAKROL GUJ of Bank of Baroda — its own 11-character IFSC. The code BARB0BAKROP is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0BAKROP the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0BAKROP
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BAKROP across all three.
NEFT to Bank of Baroda, BAKROL GUJ using IFSC BARB0BAKROP
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0BAKROP, and confirm that the system picks up Bank of Baroda – BAKROL GUJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BAKROL GUJ
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BAKROL GUJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BAKROP while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – BAKROL GUJ, use IMPS. With IFSC BARB0BAKROP and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0BAKROP for Bank of Baroda – BAKROL GUJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0BAKROP | Yes – BARB0BAKROP | Yes – BARB0BAKROP |
For most retail customers crediting the Bakrol Guj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BAKROL GUJ branch, the IFSC BARB0BAKROP is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bakrol Guj branch is mapped to IFSC BARB0BAKROP on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0BAKROP.
Banking services available
The Bakrol Guj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0BAKROP
MICR & cheque-truncation details
Cheques drawn on the Bakrol Guj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0BAKROP for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BARB0BAKROP
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BAKROL GUJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0BAKROP is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BAKROL GUJ:
- The IFSC is exactly BARB0BAKROP with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and BAKROL GUJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bakrol Guj branch sits at AT PO BAKROL,VARIYA FALIYA,TAL KALOL,PANCHMAHAL DT,GUJARAT 389330. If you are travelling from outside Kalol, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0BAKROP and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0BAKROP for Bank of Baroda – BAKROL GUJ, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bakrol Guj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0BAKROP, however, work 24x7.
Branch address & contact
Bank of BarodaBakrol Guj Branch
AT PO BAKROL,VARIYA FALIYA,TAL KALOL,PANCHMAHAL DT,GUJARAT 389330
Kalol, Gujarat
Phone: the branch contact number
IFSC: BARB0BAKROP
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bakrol Guj branch but serve different purposes.
Where is Bank of Baroda Bakrol Guj branch located?
Bank of Baroda's Bakrol Guj branch is located at AT PO BAKROL,VARIYA FALIYA,TAL KALOL,PANCHMAHAL DT,GUJARAT 389330, Kalol, Gujarat.
What is the phone number of Bank of Baroda Bakrol Guj branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using BARB0BAKROP be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Bakrol Guj reflect within 30 minutes.
What is the IFSC code of Bank of Baroda Bakrol Guj branch?
The IFSC code of Bank of Baroda, Bakrol Guj branch is BARB0BAKROP. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0BAKROP the same for all accounts at Bakrol Guj branch?
Yes. The IFSC BARB0BAKROP is shared by every account held at Bank of Baroda's Bakrol Guj branch. Only the account number changes from customer to customer.
Is IFSC BARB0BAKROP valid for NEFT and RTGS?
Yes. IFSC BARB0BAKROP is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of Baroda Bakrol Guj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0BAKROP, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BARB0BAKROP is the IFSC code of Bank of Baroda, BAKROL GUJ branch, in KALOL, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
