This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, KADIPANI, GUJARAT branch in KADIPANI. The 11-digit IFSC BARB0KADBAR uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the KADIPANI, GUJARAT location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's KADIPANI, GUJARAT branch, the IFSC BARB0KADBAR breaks down as follows: BARB identifies the bank, 0 is the reserved character, and KADBAR identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kadipani, Gujarat |
| IFSC Code | BARB0KADBAR |
| MICR Code | Refer to cheque leaf |
| Branch Address | KADIPANI, TAL.KAWANT, DIST.VADODARA, GUJARAT - 391 175. |
| City | Kadipani |
| District | Vadodara |
| State | Gujarat |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kadipani, Gujarat branch in Kadipani, Gujarat is part of this network and uses the IFSC code BARB0KADBAR for all electronic settlement.
About this branch
The branch is located at KADIPANI, TAL.KAWANT, DIST.VADODARA, GUJARAT - 391 175.. It serves the Kadipani region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0KADBAR is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KADIPANI, GUJARAT branch came to be assigned the code BARB0KADBAR.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0KADBAR, money simply cannot be routed to the KADIPANI, GUJARAT branch electronically.
How to transfer money using IFSC BARB0KADBAR
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KADBAR across all three.
NEFT to Bank of Baroda, KADIPANI, GUJARAT using IFSC BARB0KADBAR
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0KADBAR, and confirm that the system picks up Bank of Baroda – KADIPANI, GUJARAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0KADBAR
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – KADIPANI, GUJARAT, ensure your bank's portal accepts IFSC BARB0KADBAR while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda KADIPANI, GUJARAT (IFSC BARB0KADBAR)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0KADBAR in your mobile or internet banking app, and the money is credited to the KADIPANI, GUJARAT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0KADBAR for Bank of Baroda – KADIPANI, GUJARAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0KADBAR | Yes – BARB0KADBAR | Yes – BARB0KADBAR |
For most retail customers crediting the Kadipani, Gujarat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0KADBAR
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KADIPANI, GUJARAT is still mapped to IFSC BARB0KADBAR. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0KADBAR and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kadipani, Gujarat branch is mapped to IFSC BARB0KADBAR on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0KADBAR.
Products and services
Customers walking into the Kadipani, Gujarat branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0KADBAR
MICR & cheque-truncation details
Cheques drawn on the Kadipani, Gujarat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0KADBAR for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Kadipani, Gujarat branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0KADBAR is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KADIPANI, GUJARAT:
- The IFSC is exactly BARB0KADBAR with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and KADIPANI, GUJARAT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kadipani, Gujarat branch sits at KADIPANI, TAL.KAWANT, DIST.VADODARA, GUJARAT - 391 175.. If you are travelling from outside Kadipani, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0KADBAR and your account number.
Verifying IFSC BARB0KADBAR from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0KADBAR by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kadipani, Gujarat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0KADBAR, however, work 24x7.
Branch address & contact
Bank of BarodaKadipani, Gujarat Branch
KADIPANI, TAL.KAWANT, DIST.VADODARA, GUJARAT - 391 175.
Kadipani, Gujarat
Phone: 1800223344
IFSC: BARB0KADBAR
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kadipani, Gujarat branch but serve different purposes.
What is the phone number of Bank of Baroda Kadipani, Gujarat branch?
You can reach the branch at 1800223344 during regular banking hours.
Where is Bank of Baroda Kadipani, Gujarat branch located?
Bank of Baroda's Kadipani, Gujarat branch is located at KADIPANI, TAL.KAWANT, DIST.VADODARA, GUJARAT - 391 175., Kadipani, Gujarat.
Is IFSC BARB0KADBAR the same for all accounts at Kadipani, Gujarat branch?
Yes. The IFSC BARB0KADBAR is shared by every account held at Bank of Baroda's Kadipani, Gujarat branch. Only the account number changes from customer to customer.
How do I add Bank of Baroda Kadipani, Gujarat as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0KADBAR, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0KADBAR be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Kadipani, Gujarat reflect within 30 minutes.
Can I use IFSC BARB0KADBAR for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0KADBAR to send funds instantly.
Final notes
To recap: BARB0KADBAR is the IFSC code of Bank of Baroda, KADIPANI, GUJARAT branch, in KADIPANI, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
