Use this page as a one-stop reference for everything related to Bank of Baroda's KADESHWALYA-MANGALORE branch in KADESHWALYA, KARNATAKA. The branch's IFSC code BARB0VJKADE is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – KADESHWALYA-MANGALORE is BARB0VJKADE. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJKADE map to this branch in KADESHWALYA, KARNATAKA.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kadeshwalya-Mangalore branch in Kadeshwalya, Karnataka is part of this network and uses the IFSC code BARB0VJKADE for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kadeshwalya-Mangalore |
| IFSC Code | BARB0VJKADE |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR GRAM PANCHAYAT,PERLAPU , KADESHWALYA,BANTWALA TALUK , DAKSHINA KANADA , KADESHWALYA , 574325 |
| City | Kadeshwalya |
| District | Dakshin Kannad |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
About this branch
The branch is located at NEAR GRAM PANCHAYAT,PERLAPU , KADESHWALYA,BANTWALA TALUK , DAKSHINA KANADA , KADESHWALYA , 574325. It serves the Kadeshwalya region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJKADE is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KADESHWALYA-MANGALORE branch came to be assigned the code BARB0VJKADE.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJKADE, money simply cannot be routed to the KADESHWALYA-MANGALORE branch electronically.
Account types you can open at the Kadeshwalya-Mangalore branch
Once you have an account at Bank of Baroda – KADESHWALYA-MANGALORE, the IFSC BARB0VJKADE stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Kadeshwalya-Mangalore branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJKADE
How to transfer money using IFSC BARB0VJKADE
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJKADE across all three.
NEFT to Bank of Baroda, KADESHWALYA-MANGALORE using IFSC BARB0VJKADE
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJKADE, and confirm that the system picks up Bank of Baroda – KADESHWALYA-MANGALORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0VJKADE
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – KADESHWALYA-MANGALORE, ensure your bank's portal accepts IFSC BARB0VJKADE while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – KADESHWALYA-MANGALORE, use IMPS. With IFSC BARB0VJKADE and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJKADE for Bank of Baroda – KADESHWALYA-MANGALORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJKADE | Yes – BARB0VJKADE | Yes – BARB0VJKADE |
For most retail customers crediting the Kadeshwalya-Mangalore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJKADE
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KADESHWALYA-MANGALORE is still mapped to IFSC BARB0VJKADE. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJKADE and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Kadeshwalya-Mangalore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJKADE is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Kadeshwalya-Mangalore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJKADE for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BARB0VJKADE
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – KADESHWALYA-MANGALORE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJKADE. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kadeshwalya-Mangalore branch
The branch is located at NEAR GRAM PANCHAYAT,PERLAPU , KADESHWALYA,BANTWALA TALUK , DAKSHINA KANADA , KADESHWALYA , 574325, which puts it inside Kadeshwalya, the broader Dakshin Kannad district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Kadeshwalya-Mangalore branch” — the verified location pin for IFSC BARB0VJKADE should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJKADE and your account number.
Verifying IFSC BARB0VJKADE from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJKADE by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kadeshwalya-Mangalore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJKADE continue to work without interruption.
Branch address & contact
Bank of BarodaKadeshwalya-Mangalore Branch
NEAR GRAM PANCHAYAT,PERLAPU , KADESHWALYA,BANTWALA TALUK , DAKSHINA KANADA , KADESHWALYA , 574325
Kadeshwalya, Karnataka
Phone: 22-1800223344
IFSC: BARB0VJKADE
Frequently asked questions
How quickly will an NEFT transfer using BARB0VJKADE be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Kadeshwalya-Mangalore reflect within 30 minutes.
Can I use IFSC BARB0VJKADE for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJKADE to send funds instantly.
Does Bank of Baroda Kadeshwalya-Mangalore branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Where is Bank of Baroda Kadeshwalya-Mangalore branch located?
Bank of Baroda's Kadeshwalya-Mangalore branch is located at NEAR GRAM PANCHAYAT,PERLAPU , KADESHWALYA,BANTWALA TALUK , DAKSHINA KANADA , KADESHWALYA , 574325, Kadeshwalya, Karnataka.
Is IFSC BARB0VJKADE the same for all accounts at Kadeshwalya-Mangalore branch?
Yes. The IFSC BARB0VJKADE is shared by every account held at Bank of Baroda's Kadeshwalya-Mangalore branch. Only the account number changes from customer to customer.
Is IFSC BARB0VJKADE valid for NEFT and RTGS?
Yes. IFSC BARB0VJKADE is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BARB0VJKADE belongs to Bank of Baroda's KADESHWALYA-MANGALORE branch, located at NEAR GRAM PANCHAYAT,PERLAPU , KADESHWALYA,BANTWALA TALUK , DAKSHINA KANADA ,… in KADESHWALYA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
