Use this page as a one-stop reference for everything related to Bank of Baroda's JUNAGADH branch in JUNAGADH, GUJARAT. The branch's IFSC code BARB0VJJUNA is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's JUNAGADH branch, the IFSC BARB0VJJUNA breaks down as follows: BARB identifies the bank, 0 is the reserved character, and VJJUNA identifies this particular branch.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Junagadh branch in Junagadh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0VJJUNA.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Junagadh |
| IFSC Code | BARB0VJJUNA |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO.1 A, KALPAVRUKSHA COMMERCIAL COMPLEX , INFRONT OF YAMUNA WADI , ZANZARDA MARG, JUNAGARH , JUNAGARH , 362001 |
| City | Junagadh |
| District | Junagadh |
| State | Gujarat |
| STD Code | 22 |
| Phone | 1800223344 |
About the Junagadh branch
The Junagadh branch of Bank of Baroda is situated at SHOP NO.1 A, KALPAVRUKSHA COMMERCIAL COMPLEX , INFRONT OF YAMUNA WADI , ZANZARDA MARG, JUNAGARH , JUNAGARH , 362001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0VJJUNA is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JUNAGADH of Bank of Baroda — its own 11-character IFSC. The code BARB0VJJUNA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJJUNA the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Junagadh branch is mapped to IFSC BARB0VJJUNA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJJUNA.
Products and services
Customers walking into the Junagadh branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJJUNA
How to transfer money using IFSC BARB0VJJUNA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJJUNA across all three.
NEFT to Bank of Baroda, JUNAGADH using IFSC BARB0VJJUNA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJJUNA, and confirm that the system picks up Bank of Baroda – JUNAGADH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0VJJUNA
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – JUNAGADH, ensure your bank's portal accepts IFSC BARB0VJJUNA while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda JUNAGADH (IFSC BARB0VJJUNA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJJUNA in your mobile or internet banking app, and the money is credited to the JUNAGADH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJJUNA for Bank of Baroda – JUNAGADH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJJUNA | Yes – BARB0VJJUNA | Yes – BARB0VJJUNA |
For most retail customers crediting the Junagadh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJJUNA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – JUNAGADH is still mapped to IFSC BARB0VJJUNA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJJUNA and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Junagadh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJJUNA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Junagadh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJJUNA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BARB0VJJUNA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – JUNAGADH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJJUNA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Junagadh branch
The branch is located at SHOP NO.1 A, KALPAVRUKSHA COMMERCIAL COMPLEX , INFRONT OF YAMUNA WADI , ZANZARDA MARG, JUNAGARH , JUNAGARH , 362001, which puts it inside Junagadh, the broader Junagadh district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Junagadh branch” — the verified location pin for IFSC BARB0VJJUNA should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJJUNA and your account number.
Verifying IFSC BARB0VJJUNA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJJUNA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Junagadh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJJUNA continue to work without interruption.
Branch address & contact
Bank of BarodaJunagadh Branch
SHOP NO.1 A, KALPAVRUKSHA COMMERCIAL COMPLEX , INFRONT OF YAMUNA WADI , ZANZARDA MARG, JUNAGARH , JUNAGARH , 362001
Junagadh, Gujarat
Phone: 22-1800223344
IFSC: BARB0VJJUNA
Frequently asked questions
Does Bank of Baroda Junagadh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
How quickly will an NEFT transfer using BARB0VJJUNA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Junagadh reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Junagadh branch but serve different purposes.
Is IFSC BARB0VJJUNA the same for all accounts at Junagadh branch?
Yes. The IFSC BARB0VJJUNA is shared by every account held at Bank of Baroda's Junagadh branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Junagadh branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Where is Bank of Baroda Junagadh branch located?
Bank of Baroda's Junagadh branch is located at SHOP NO.1 A, KALPAVRUKSHA COMMERCIAL COMPLEX , INFRONT OF YAMUNA WADI , ZANZARDA MARG, JUNAGARH , JUNAGARH , 362001, Junagadh, Gujarat.
Is IFSC BARB0VJJUNA valid for NEFT and RTGS?
Yes. IFSC BARB0VJJUNA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: BARB0VJJUNA is the IFSC code of Bank of Baroda, JUNAGADH branch, in JUNAGADH, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
