This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, BAGASARAGHED branch in JUNAGADH. The 11-digit IFSC BARB0DBBGED uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the BAGASARAGHED location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – BAGASARAGHED is BARB0DBBGED. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters DBBGED map to this branch in JUNAGADH, GUJARAT.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Bagasaraghed |
| IFSC Code | BARB0DBBGED |
| MICR Code | Refer to cheque leaf |
| Branch Address | BAGASARA GHED TAL MANGROLDISTRICT JUNAGADH BAGASARA JUNAGADH GUJARAT 362620 |
| City | Junagadh |
| District | Junagadh |
| State | Gujarat |
| STD Code | 22 |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bagasaraghed branch in Junagadh, Gujarat is part of this network and uses the IFSC code BARB0DBBGED for all electronic settlement.
About the Bagasaraghed branch
The Bagasaraghed branch of Bank of Baroda is situated at BAGASARA GHED TAL MANGROLDISTRICT JUNAGADH BAGASARA JUNAGADH GUJARAT 362620. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0DBBGED is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BAGASARAGHED of Bank of Baroda — its own 11-character IFSC. The code BARB0DBBGED is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DBBGED the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0DBBGED
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBBGED across all three.
How to use IFSC BARB0DBBGED for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's BAGASARAGHED branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0DBBGED.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as BAGASARAGHED.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BAGASARAGHED
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BAGASARAGHED branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0DBBGED while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda BAGASARAGHED (IFSC BARB0DBBGED)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DBBGED in your mobile or internet banking app, and the money is credited to the BAGASARAGHED branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBBGED for Bank of Baroda – BAGASARAGHED, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBBGED | Yes – BARB0DBBGED | Yes – BARB0DBBGED |
For most retail customers crediting the Bagasaraghed branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0DBBGED
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – BAGASARAGHED is still mapped to IFSC BARB0DBBGED. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBBGED and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bagasaraghed branch is mapped to IFSC BARB0DBBGED on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0DBBGED.
Banking services available
The Bagasaraghed branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0DBBGED
MICR & cheque-truncation details
Cheques drawn on the Bagasaraghed branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0DBBGED for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BARB0DBBGED
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BAGASARAGHED branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DBBGED is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BARB0DBBGED
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – BAGASARAGHED, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0DBBGED. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Bagasaraghed branch sits at BAGASARA GHED TAL MANGROLDISTRICT JUNAGADH BAGASARA JUNAGADH GUJARAT 362620. If you are travelling from outside Junagadh, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0DBBGED and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0DBBGED for Bank of Baroda – BAGASARAGHED, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Bagasaraghed are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0DBBGED continue to work without interruption.
Branch address & contact
Bank of BarodaBagasaraghed Branch
BAGASARA GHED TAL MANGROLDISTRICT JUNAGADH BAGASARA JUNAGADH GUJARAT 362620
Junagadh, Gujarat
Phone: 22-1800223344
IFSC: BARB0DBBGED
Frequently asked questions
Is IFSC BARB0DBBGED valid for NEFT and RTGS?
Yes. IFSC BARB0DBBGED is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BARB0DBBGED the same for all accounts at Bagasaraghed branch?
Yes. The IFSC BARB0DBBGED is shared by every account held at Bank of Baroda's Bagasaraghed branch. Only the account number changes from customer to customer.
Can I use IFSC BARB0DBBGED for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0DBBGED to send funds instantly.
How do I add Bank of Baroda Bagasaraghed as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBBGED, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0DBBGED be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Bagasaraghed reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bagasaraghed branch but serve different purposes.
Summary
The IFSC code BARB0DBBGED belongs to Bank of Baroda's BAGASARAGHED branch, located at BAGASARA GHED TAL MANGROLDISTRICT JUNAGADH BAGASARA JUNAGADH GUJARAT 362620 in JUNAGADH, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
