IFSC Code of Bank of Baroda, Pal Road, Jodhpur,Rajasthan Branch, Rajasthan

Use this page as a one-stop reference for everything related to Bank of Baroda's PAL ROAD, JODHPUR,RAJASTHAN branch in JODHPUR, RAJASTHAN. The branch's IFSC code BARB0JODPAL is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – PAL ROAD, JODHPUR,RAJASTHAN is BARB0JODPAL. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters JODPAL map to this branch in JODHPUR, RAJASTHAN.

Branch details at a glance

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Pal Road, Jodhpur,Rajasthan branch in Jodhpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0JODPAL.

Pal Road, Jodhpur,Rajasthan branch overview

Located at A-74,MAIN PAL ROAD,NEAR BARKATULLA,KHAN STADIUM,JODHPUR,RAJASTHAN 342003., the Pal Road, Jodhpur,Rajasthan branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0JODPAL is required for all interbank electronic transfers routed through this branch.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PAL ROAD, JODHPUR,RAJASTHAN of Bank of Baroda — its own 11-character IFSC. The code BARB0JODPAL is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0JODPAL the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0JODPAL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0JODPAL across all three.

NEFT to Bank of Baroda, PAL ROAD, JODHPUR,RAJASTHAN using IFSC BARB0JODPAL

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0JODPAL, and confirm that the system picks up Bank of Baroda – PAL ROAD, JODHPUR,RAJASTHAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PAL ROAD, JODHPUR,RAJASTHAN

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's PAL ROAD, JODHPUR,RAJASTHAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0JODPAL while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – PAL ROAD, JODHPUR,RAJASTHAN, use IMPS. With IFSC BARB0JODPAL and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0JODPAL for Bank of Baroda – PAL ROAD, JODHPUR,RAJASTHAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Pal Road, Jodhpur,Rajasthan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0JODPAL

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – PAL ROAD, JODHPUR,RAJASTHAN is still mapped to IFSC BARB0JODPAL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0JODPAL and the beneficiary's account number to complete the transfer.

Account types you can open at the Pal Road, Jodhpur,Rajasthan branch

Once you have an account at Bank of Baroda – PAL ROAD, JODHPUR,RAJASTHAN, the IFSC BARB0JODPAL stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Pal Road, Jodhpur,Rajasthan branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0JODPAL

MICR & cheque-truncation details

Cheques drawn on the Pal Road, Jodhpur,Rajasthan branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0JODPAL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Pal Road, Jodhpur,Rajasthan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0JODPAL is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC BARB0JODPAL

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – PAL ROAD, JODHPUR,RAJASTHAN, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0JODPAL.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Pal Road, Jodhpur,Rajasthan branch sits at A-74,MAIN PAL ROAD,NEAR BARKATULLA,KHAN STADIUM,JODHPUR,RAJASTHAN 342003.. If you are travelling from outside Jodhpur, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0JODPAL and your account number.

Verifying IFSC BARB0JODPAL from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0JODPAL by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pal Road, Jodhpur,Rajasthan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0JODPAL, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0JODPAL is the IFSC code of Bank of Baroda, PAL ROAD, JODHPUR,RAJASTHAN branch, in JODHPUR, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.