If you are searching for the IFSC code of Bank of Baroda, BJS COLONY branch in JODHPUR, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is BARB0BJSJOD. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BJS COLONY branch, and detailed step-by-step guides for using the IFSC BARB0BJSJOD across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – BJS COLONY is BARB0BJSJOD. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters BJSJOD map to this branch in JODHPUR, RAJASTHAN.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Bjs Colony |
| IFSC Code | BARB0BJSJOD |
| MICR Code | Refer to cheque leaf |
| Branch Address | BJS COLONY PAOTA C ROAD JODHPUR RAJASTHAN 342006 |
| City | Jodhpur |
| District | Jodhpur |
| State | Rajasthan |
| STD Code | 22 |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bjs Colony branch in Jodhpur, Rajasthan is part of this network and uses the IFSC code BARB0BJSJOD for all electronic settlement.
About the Bjs Colony branch
The Bjs Colony branch of Bank of Baroda is situated at BJS COLONY PAOTA C ROAD JODHPUR RAJASTHAN 342006. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0BJSJOD is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BJS COLONY of Bank of Baroda — its own 11-character IFSC. The code BARB0BJSJOD is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0BJSJOD the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0BJSJOD
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BJSJOD across all three.
NEFT to Bank of Baroda, BJS COLONY using IFSC BARB0BJSJOD
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0BJSJOD, and confirm that the system picks up Bank of Baroda – BJS COLONY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BJS COLONY
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BJS COLONY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BJSJOD while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda BJS COLONY (IFSC BARB0BJSJOD)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0BJSJOD in your mobile or internet banking app, and the money is credited to the BJS COLONY branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0BJSJOD for Bank of Baroda – BJS COLONY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0BJSJOD | Yes – BARB0BJSJOD | Yes – BARB0BJSJOD |
For most retail customers crediting the Bjs Colony branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0BJSJOD
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – BJS COLONY is still mapped to IFSC BARB0BJSJOD. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0BJSJOD and the beneficiary's account number to complete the transfer.
Account types you can open at the Bjs Colony branch
Once you have an account at Bank of Baroda – BJS COLONY, the IFSC BARB0BJSJOD stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Bjs Colony branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0BJSJOD
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0BJSJOD and the account number together uniquely identify the Bjs Colony branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Bjs Colony branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0BJSJOD is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BARB0BJSJOD
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – BJS COLONY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0BJSJOD. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bjs Colony branch
The branch is located at BJS COLONY PAOTA C ROAD JODHPUR RAJASTHAN 342006, which puts it inside Jodhpur, the broader Jodhpur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Bjs Colony branch” — the verified location pin for IFSC BARB0BJSJOD should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0BJSJOD and your account number.
Verifying IFSC BARB0BJSJOD from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0BJSJOD by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bjs Colony are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0BJSJOD continue to work without interruption.
Branch address & contact
Bank of BarodaBjs Colony Branch
BJS COLONY PAOTA C ROAD JODHPUR RAJASTHAN 342006
Jodhpur, Rajasthan
Phone: 22-1800223344
IFSC: BARB0BJSJOD
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bjs Colony branch but serve different purposes.
Can I use IFSC BARB0BJSJOD for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0BJSJOD to send funds instantly.
How do I add Bank of Baroda Bjs Colony as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0BJSJOD, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Baroda Bjs Colony branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the phone number of Bank of Baroda Bjs Colony branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Where is Bank of Baroda Bjs Colony branch located?
Bank of Baroda's Bjs Colony branch is located at BJS COLONY PAOTA C ROAD JODHPUR RAJASTHAN 342006, Jodhpur, Rajasthan.
Is IFSC BARB0BJSJOD the same for all accounts at Bjs Colony branch?
Yes. The IFSC BARB0BJSJOD is shared by every account held at Bank of Baroda's Bjs Colony branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BARB0BJSJOD be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Bjs Colony reflect within 30 minutes.
Final notes
To recap: BARB0BJSJOD is the IFSC code of Bank of Baroda, BJS COLONY branch, in JODHPUR, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
