Below are the complete branch details for Bank of Baroda, JODA, KEONJHAR, ORISSA branch, located in JODA, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0JODAXX. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0JODAXX for Bank of Baroda – JODA, KEONJHAR, ORISSA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0JODAXX is the IFSC of Bank of Baroda's JODA, KEONJHAR, ORISSA branch. The format is fixed: BARB = bank code, 0 = reserved, JODAXX = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Joda, Keonjhar, Orissa |
| IFSC Code | BARB0JODAXX |
| MICR Code | Refer to cheque leaf |
| Branch Address | HOUSE OF MR ANIL BASOTIA JODA BANSAPANI ROAD AT /PO JODA, KEONJHAR, ORISSA 758034. |
| City | Joda |
| District | Keonjhar |
| State | Odisha |
| STD Code | 0 |
| Phone | 1800223344 |
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Joda, Keonjhar, Orissa branch — IFSC BARB0JODAXX — extends the bank's services to customers in and around Joda, Odisha.
About this branch
The branch is located at HOUSE OF MR ANIL BASOTIA JODA BANSAPANI ROAD AT /PO JODA, KEONJHAR, ORISSA 758034.. It serves the Joda region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0JODAXX is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JODA, KEONJHAR, ORISSA of Bank of Baroda — its own 11-character IFSC. The code BARB0JODAXX is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0JODAXX the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0JODAXX
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0JODAXX across all three.
NEFT to Bank of Baroda, JODA, KEONJHAR, ORISSA using IFSC BARB0JODAXX
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0JODAXX, and confirm that the system picks up Bank of Baroda – JODA, KEONJHAR, ORISSA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JODA, KEONJHAR, ORISSA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's JODA, KEONJHAR, ORISSA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0JODAXX while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – JODA, KEONJHAR, ORISSA, use IMPS. With IFSC BARB0JODAXX and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0JODAXX for Bank of Baroda – JODA, KEONJHAR, ORISSA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0JODAXX | Yes – BARB0JODAXX | Yes – BARB0JODAXX |
For most retail customers crediting the Joda, Keonjhar, Orissa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's JODA, KEONJHAR, ORISSA branch, the IFSC BARB0JODAXX is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Joda, Keonjhar, Orissa branch is mapped to IFSC BARB0JODAXX on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0JODAXX.
Products and services
Customers walking into the Joda, Keonjhar, Orissa branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0JODAXX
MICR & cheque-truncation details
Cheques drawn on the Joda, Keonjhar, Orissa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0JODAXX for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BARB0JODAXX
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the JODA, KEONJHAR, ORISSA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0JODAXX is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – JODA, KEONJHAR, ORISSA:
- The IFSC is exactly BARB0JODAXX with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and JODA, KEONJHAR, ORISSA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Joda, Keonjhar, Orissa branch
The branch is located at HOUSE OF MR ANIL BASOTIA JODA BANSAPANI ROAD AT /PO JODA, KEONJHAR, ORISSA 758034., which puts it inside Joda, the broader Keonjhar district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Joda, Keonjhar, Orissa branch” — the verified location pin for IFSC BARB0JODAXX should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0JODAXX and your account number.
Verifying IFSC BARB0JODAXX from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0JODAXX by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Joda, Keonjhar, Orissa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0JODAXX continue to work without interruption.
Branch address & contact
Bank of BarodaJoda, Keonjhar, Orissa Branch
HOUSE OF MR ANIL BASOTIA JODA BANSAPANI ROAD AT /PO JODA, KEONJHAR, ORISSA 758034.
Joda, Odisha
Phone: 1800223344
IFSC: BARB0JODAXX
Frequently asked questions
Is IFSC BARB0JODAXX the same for all accounts at Joda, Keonjhar, Orissa branch?
Yes. The IFSC BARB0JODAXX is shared by every account held at Bank of Baroda's Joda, Keonjhar, Orissa branch. Only the account number changes from customer to customer.
Can I use IFSC BARB0JODAXX for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0JODAXX to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Joda, Keonjhar, Orissa branch but serve different purposes.
Where is Bank of Baroda Joda, Keonjhar, Orissa branch located?
Bank of Baroda's Joda, Keonjhar, Orissa branch is located at HOUSE OF MR ANIL BASOTIA JODA BANSAPANI ROAD AT /PO JODA, KEONJHAR, ORISSA 758034., Joda, Odisha.
How do I add Bank of Baroda Joda, Keonjhar, Orissa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0JODAXX, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0JODAXX be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Joda, Keonjhar, Orissa reflect within 30 minutes.
What is the phone number of Bank of Baroda Joda, Keonjhar, Orissa branch?
You can reach the branch at 1800223344 during regular banking hours.
Is IFSC BARB0JODAXX valid for NEFT and RTGS?
Yes. IFSC BARB0JODAXX is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BARB0JODAXX belongs to Bank of Baroda's JODA, KEONJHAR, ORISSA branch, located at HOUSE OF MR ANIL BASOTIA JODA BANSAPANI ROAD AT /PO JODA, KEONJHAR, ORISSA … in JODA, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
