IFSC Code of Bank of Baroda, Jirlikhararia, Jharkhand Branch, Jharkhand

If you are searching for the IFSC code of Bank of Baroda, JIRLIKHARARIA, JHARKHAND branch in JIRLI KARHARIYA, JHARKHAND, this page has every detail you need. The verified IFSC code for this branch is BARB0JIRLIK. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JIRLIKHARARIA, JHARKHAND branch, and detailed step-by-step guides for using the IFSC BARB0JIRLIK across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's JIRLIKHARARIA, JHARKHAND branch, the IFSC BARB0JIRLIK breaks down as follows: BARB identifies the bank, 0 is the reserved character, and JIRLIK identifies this particular branch.

Branch details at a glance

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jirlikhararia, Jharkhand branch in Jirli Karhariya, Jharkhand is part of this network and uses the IFSC code BARB0JIRLIK for all electronic settlement.

About the Jirlikhararia, Jharkhand branch

The Jirlikhararia, Jharkhand branch of Bank of Baroda is situated at JIRLIKARHARIA, AT & PO.MANDRO, DIST.SAHEBGANJ, JHARKHAND - 813 208.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0JIRLIK is used.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JIRLIKHARARIA, JHARKHAND of Bank of Baroda — its own 11-character IFSC. The code BARB0JIRLIK is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0JIRLIK the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0JIRLIK

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0JIRLIK across all three.

NEFT to Bank of Baroda, JIRLIKHARARIA, JHARKHAND using IFSC BARB0JIRLIK

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0JIRLIK, and confirm that the system picks up Bank of Baroda – JIRLIKHARARIA, JHARKHAND. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to JIRLIKHARARIA, JHARKHAND

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's JIRLIKHARARIA, JHARKHAND branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0JIRLIK while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – JIRLIKHARARIA, JHARKHAND, use IMPS. With IFSC BARB0JIRLIK and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0JIRLIK for Bank of Baroda – JIRLIKHARARIA, JHARKHAND, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jirlikhararia, Jharkhand branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0JIRLIK

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – JIRLIKHARARIA, JHARKHAND is still mapped to IFSC BARB0JIRLIK. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0JIRLIK and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Jirlikhararia, Jharkhand branch is mapped to IFSC BARB0JIRLIK on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0JIRLIK.

Products and services

Customers walking into the Jirlikhararia, Jharkhand branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0JIRLIK

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0JIRLIK and the account number together uniquely identify the Jirlikhararia, Jharkhand branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC BARB0JIRLIK

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the JIRLIKHARARIA, JHARKHAND branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0JIRLIK is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – JIRLIKHARARIA, JHARKHAND:

• The IFSC is exactly BARB0JIRLIK with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and JIRLIKHARARIA, JHARKHAND as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jirlikhararia, Jharkhand branch sits at JIRLIKARHARIA, AT & PO.MANDRO, DIST.SAHEBGANJ, JHARKHAND - 813 208.. If you are travelling from outside Jirli Karhariya, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0JIRLIK and your account number.

Verifying IFSC BARB0JIRLIK from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0JIRLIK by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Jirlikhararia, Jharkhand are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0JIRLIK continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0JIRLIK is the IFSC code of Bank of Baroda, JIRLIKHARARIA, JHARKHAND branch, in JIRLI KARHARIYA, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.