If you are searching for the IFSC code of Bank of Baroda, JHUMRI TILAIYA branch in JHUMRI TILAIYA, JHARKHAND, this page has every detail you need. The verified IFSC code for this branch is BARB0VJJHUM. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JHUMRI TILAIYA branch, and detailed step-by-step guides for using the IFSC BARB0VJJHUM across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJJHUM is the IFSC of Bank of Baroda's JHUMRI TILAIYA branch. The format is fixed: BARB = bank code, 0 = reserved, VJJHUM = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Jhumri Tilaiya branch in Jhumri Tilaiya. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0VJJHUM.
About the Jhumri Tilaiya branch
The Jhumri Tilaiya branch of Bank of Baroda is situated at WARD NO 4, PATNA RANCHI ROAD, JHUMRI TELAIYA , JHUMRI TILAIYA , 825409. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0VJJHUM is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Jhumri Tilaiya |
| IFSC Code | BARB0VJJHUM |
| MICR Code | Refer to cheque leaf |
| Branch Address | WARD NO 4, PATNA RANCHI ROAD, JHUMRI TELAIYA , JHUMRI TILAIYA , 825409 |
| City | Jhumri Tilaiya |
| District | Koderma |
| State | Jharkhand |
| STD Code | 22 |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's JHUMRI TILAIYA branch came to be assigned the code BARB0VJJHUM.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJJHUM, money simply cannot be routed to the JHUMRI TILAIYA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Jhumri Tilaiya branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJJHUM for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0VJJHUM
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJJHUM across all three.
NEFT to Bank of Baroda, JHUMRI TILAIYA using IFSC BARB0VJJHUM
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJJHUM, and confirm that the system picks up Bank of Baroda – JHUMRI TILAIYA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0VJJHUM
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – JHUMRI TILAIYA, ensure your bank's portal accepts IFSC BARB0VJJHUM while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – JHUMRI TILAIYA, use IMPS. With IFSC BARB0VJJHUM and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJJHUM for Bank of Baroda – JHUMRI TILAIYA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJJHUM | Yes – BARB0VJJHUM | Yes – BARB0VJJHUM |
For most retail customers crediting the Jhumri Tilaiya branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJJHUM
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – JHUMRI TILAIYA is still mapped to IFSC BARB0VJJHUM. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJJHUM and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Jhumri Tilaiya branch is mapped to IFSC BARB0VJJHUM on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJJHUM.
Banking services available
The Jhumri Tilaiya branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJJHUM
Online banking and IFSC BARB0VJJHUM
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the JHUMRI TILAIYA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJJHUM is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Jhumri Tilaiya branch sits at WARD NO 4, PATNA RANCHI ROAD, JHUMRI TELAIYA , JHUMRI TILAIYA , 825409. If you are travelling from outside Jhumri Tilaiya, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJJHUM and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – JHUMRI TILAIYA:
- The IFSC is exactly BARB0VJJHUM with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and JHUMRI TILAIYA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Jhumri Tilaiya are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJJHUM continue to work without interruption.
Verifying IFSC BARB0VJJHUM from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJJHUM by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaJhumri Tilaiya Branch
WARD NO 4, PATNA RANCHI ROAD, JHUMRI TELAIYA , JHUMRI TILAIYA , 825409
Jhumri Tilaiya, Jharkhand
Phone: 22-1800223344
IFSC: BARB0VJJHUM
Frequently asked questions
What is the IFSC code of Bank of Baroda Jhumri Tilaiya branch?
The IFSC code of Bank of Baroda, Jhumri Tilaiya branch is BARB0VJJHUM. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Baroda Jhumri Tilaiya as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJJHUM, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of Baroda Jhumri Tilaiya branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Does Bank of Baroda Jhumri Tilaiya branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Where is Bank of Baroda Jhumri Tilaiya branch located?
Bank of Baroda's Jhumri Tilaiya branch is located at WARD NO 4, PATNA RANCHI ROAD, JHUMRI TELAIYA , JHUMRI TILAIYA , 825409, Jhumri Tilaiya, Jharkhand.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jhumri Tilaiya branch but serve different purposes.
Final notes
To recap: BARB0VJJHUM is the IFSC code of Bank of Baroda, JHUMRI TILAIYA branch, in JHUMRI TILAIYA, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
