This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, JAMKHANDI branch in JAMKHANDI. The 11-digit IFSC BARB0VJJAMK uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the JAMKHANDI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJJAMK is the IFSC of Bank of Baroda's JAMKHANDI branch. The format is fixed: BARB = bank code, 0 = reserved, VJJAMK = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jamkhandi branch in Jamkhandi, Karnataka is part of this network and uses the IFSC code BARB0VJJAMK for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Jamkhandi |
| IFSC Code | BARB0VJJAMK |
| MICR Code | Refer to cheque leaf |
| Branch Address | CTS NO.5328,OPP.G.G.HIGH SCHOO , BUS STAND ROAD,MAHABALA SHETTY , COMPLEX, JAMKHANDI, BAGALKOT , JAMKHANDI , 587301 |
| City | Jamkhandi |
| District | Bagalkote |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
Jamkhandi branch overview
Located at CTS NO.5328,OPP.G.G.HIGH SCHOO , BUS STAND ROAD,MAHABALA SHETTY , COMPLEX, JAMKHANDI, BAGALKOT , JAMKHANDI , 587301, the Jamkhandi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0VJJAMK is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's JAMKHANDI branch came to be assigned the code BARB0VJJAMK.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJJAMK, money simply cannot be routed to the JAMKHANDI branch electronically.
Products and account variants supported
Every account opened at the Jamkhandi branch is mapped to IFSC BARB0VJJAMK on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJJAMK.
Products and services
Customers walking into the Jamkhandi branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJJAMK
How to transfer money using IFSC BARB0VJJAMK
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJJAMK across all three.
NEFT to Bank of Baroda, JAMKHANDI using IFSC BARB0VJJAMK
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJJAMK, and confirm that the system picks up Bank of Baroda – JAMKHANDI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0VJJAMK
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – JAMKHANDI, ensure your bank's portal accepts IFSC BARB0VJJAMK while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda JAMKHANDI (IFSC BARB0VJJAMK)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJJAMK in your mobile or internet banking app, and the money is credited to the JAMKHANDI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Jamkhandi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0VJJAMK:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JAMKHANDI is still linked to IFSC BARB0VJJAMK.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's JAMKHANDI branch, the IFSC BARB0VJJAMK is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Jamkhandi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJJAMK is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Jamkhandi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJJAMK for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – JAMKHANDI:
- The IFSC is exactly BARB0VJJAMK with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and JAMKHANDI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Jamkhandi branch sits at CTS NO.5328,OPP.G.G.HIGH SCHOO , BUS STAND ROAD,MAHABALA SHETTY , COMPLEX, JAMKHANDI, BAGALKOT , JAMKHANDI , 587301. If you are travelling from outside Jamkhandi, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJJAMK and your account number.
Verifying IFSC BARB0VJJAMK from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJJAMK by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jamkhandi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJJAMK, however, work 24x7.
Branch address & contact
Bank of BarodaJamkhandi Branch
CTS NO.5328,OPP.G.G.HIGH SCHOO , BUS STAND ROAD,MAHABALA SHETTY , COMPLEX, JAMKHANDI, BAGALKOT , JAMKHANDI , 587301
Jamkhandi, Karnataka
Phone: 22-1800223344
IFSC: BARB0VJJAMK
Frequently asked questions
What is the phone number of Bank of Baroda Jamkhandi branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0VJJAMK be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Jamkhandi reflect within 30 minutes.
Can I use IFSC BARB0VJJAMK for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJJAMK to send funds instantly.
How do I add Bank of Baroda Jamkhandi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJJAMK, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Baroda Jamkhandi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Is IFSC BARB0VJJAMK valid for NEFT and RTGS?
Yes. IFSC BARB0VJJAMK is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of Baroda Jamkhandi branch located?
Bank of Baroda's Jamkhandi branch is located at CTS NO.5328,OPP.G.G.HIGH SCHOO , BUS STAND ROAD,MAHABALA SHETTY , COMPLEX, JAMKHANDI, BAGALKOT , JAMKHANDI , 587301, Jamkhandi, Karnataka.
What is the IFSC code of Bank of Baroda Jamkhandi branch?
The IFSC code of Bank of Baroda, Jamkhandi branch is BARB0VJJAMK. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BARB0VJJAMK belongs to Bank of Baroda's JAMKHANDI branch, located at CTS NO.5328,OPP.G.G.HIGH SCHOO , BUS STAND ROAD,MAHABALA SHETTY , COMPLEX,… in JAMKHANDI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
