This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, JALAKANDAPURAM branch in JALAKANTAPURAM. The 11-digit IFSC BARB0JALAKA uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the JALAKANDAPURAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0JALAKA is the IFSC of Bank of Baroda's JALAKANDAPURAM branch. The format is fixed: BARB = bank code, 0 = reserved, JALAKA = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jalakandapuram branch in Jalakantapuram, Tamil Nadu is part of this network and uses the IFSC code BARB0JALAKA for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Jalakandapuram |
| IFSC Code | BARB0JALAKA |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 2 31 THARAMANGALAM MAIN ROAD VANDI MEDU JALAKANDAPURAM SALEM DIST TAMIL NADU 636501 |
| City | Jalakantapuram |
| District | Salem |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 1800223344 |
About this branch
The branch is located at NO 2 31 THARAMANGALAM MAIN ROAD VANDI MEDU JALAKANDAPURAM SALEM DIST TAMIL NADU 636501. It serves the Jalakantapuram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0JALAKA is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's JALAKANDAPURAM branch came to be assigned the code BARB0JALAKA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0JALAKA, money simply cannot be routed to the JALAKANDAPURAM branch electronically.
Products and account variants supported
Every account opened at the Jalakandapuram branch is mapped to IFSC BARB0JALAKA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0JALAKA.
Products and services
Customers walking into the Jalakandapuram branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0JALAKA
How to transfer money using IFSC BARB0JALAKA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0JALAKA across all three.
How to use IFSC BARB0JALAKA for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's JALAKANDAPURAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0JALAKA.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as JALAKANDAPURAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to JALAKANDAPURAM
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's JALAKANDAPURAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0JALAKA while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda JALAKANDAPURAM (IFSC BARB0JALAKA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0JALAKA in your mobile or internet banking app, and the money is credited to the JALAKANDAPURAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0JALAKA for Bank of Baroda – JALAKANDAPURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0JALAKA | Yes – BARB0JALAKA | Yes – BARB0JALAKA |
For most retail customers crediting the Jalakandapuram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0JALAKA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – JALAKANDAPURAM is still mapped to IFSC BARB0JALAKA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0JALAKA and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Jalakandapuram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0JALAKA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Jalakandapuram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0JALAKA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BARB0JALAKA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – JALAKANDAPURAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0JALAKA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Jalakandapuram branch sits at NO 2 31 THARAMANGALAM MAIN ROAD VANDI MEDU JALAKANDAPURAM SALEM DIST TAMIL NADU 636501. If you are travelling from outside Jalakantapuram, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0JALAKA and your account number.
Verifying IFSC BARB0JALAKA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0JALAKA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Jalakandapuram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0JALAKA continue to work without interruption.
Branch address & contact
Bank of BarodaJalakandapuram Branch
NO 2 31 THARAMANGALAM MAIN ROAD VANDI MEDU JALAKANDAPURAM SALEM DIST TAMIL NADU 636501
Jalakantapuram, Tamil Nadu
Phone: 22-1800223344
IFSC: BARB0JALAKA
Frequently asked questions
How do I add Bank of Baroda Jalakandapuram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0JALAKA, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of Baroda Jalakandapuram branch located?
Bank of Baroda's Jalakandapuram branch is located at NO 2 31 THARAMANGALAM MAIN ROAD VANDI MEDU JALAKANDAPURAM SALEM DIST TAMIL NADU 636501, Jalakantapuram, Tamil Nadu.
Can I use IFSC BARB0JALAKA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0JALAKA to send funds instantly.
Is IFSC BARB0JALAKA the same for all accounts at Jalakandapuram branch?
Yes. The IFSC BARB0JALAKA is shared by every account held at Bank of Baroda's Jalakandapuram branch. Only the account number changes from customer to customer.
Is IFSC BARB0JALAKA valid for NEFT and RTGS?
Yes. IFSC BARB0JALAKA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of Baroda Jalakandapuram branch?
The IFSC code of Bank of Baroda, Jalakandapuram branch is BARB0JALAKA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BARB0JALAKA belongs to Bank of Baroda's JALAKANDAPURAM branch, located at NO 2 31 THARAMANGALAM MAIN ROAD VANDI MEDU JALAKANDAPURAM SALEM DIST TAMIL… in JALAKANTAPURAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
