IFSC Code of Bank of Baroda, Vidhyadhar N Branch Branch, Rajasthan

Use this page as a one-stop reference for everything related to Bank of Baroda's VIDHYADHAR N BRANCH branch in JAIPUR, RAJASTHAN. The branch's IFSC code BARB0VIDJAI is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – VIDHYADHAR N BRANCH is BARB0VIDJAI. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VIDJAI map to this branch in JAIPUR, RAJASTHAN.

Branch details at a glance

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Vidhyadhar N Branch branch — IFSC BARB0VIDJAI — extends the bank's services to customers in and around Jaipur, Rajasthan.

About the Vidhyadhar N Branch branch

The Vidhyadhar N Branch branch of Bank of Baroda is situated at VIDHYADHAR N BRANCH,B-5,DHANSHRI TOWER II, CENTRAL SPINE,VIDHYADHAR NAGAR,,JAIPUR.,302023. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0VIDJAI is used.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIDHYADHAR N BRANCH of Bank of Baroda — its own 11-character IFSC. The code BARB0VIDJAI is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VIDJAI the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0VIDJAI

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VIDJAI across all three.

NEFT to Bank of Baroda, VIDHYADHAR N BRANCH using IFSC BARB0VIDJAI

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VIDJAI, and confirm that the system picks up Bank of Baroda – VIDHYADHAR N BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VIDHYADHAR N BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's VIDHYADHAR N BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VIDJAI while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – VIDHYADHAR N BRANCH, use IMPS. With IFSC BARB0VIDJAI and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0VIDJAI for Bank of Baroda – VIDHYADHAR N BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vidhyadhar N Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's VIDHYADHAR N BRANCH branch, the IFSC BARB0VIDJAI is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Vidhyadhar N Branch branch is mapped to IFSC BARB0VIDJAI on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0VIDJAI.

Products and services

Customers walking into the Vidhyadhar N Branch branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0VIDJAI

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VIDJAI and the account number together uniquely identify the Vidhyadhar N Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Vidhyadhar N Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VIDJAI is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – VIDHYADHAR N BRANCH:

• The IFSC is exactly BARB0VIDJAI with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and VIDHYADHAR N BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Vidhyadhar N Branch branch sits at VIDHYADHAR N BRANCH,B-5,DHANSHRI TOWER II, CENTRAL SPINE,VIDHYADHAR NAGAR,,JAIPUR.,302023. If you are travelling from outside Jaipur, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VIDJAI and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0VIDJAI for Bank of Baroda – VIDHYADHAR N BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vidhyadhar N Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VIDJAI, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0VIDJAI belongs to Bank of Baroda's VIDHYADHAR N BRANCH branch, located at VIDHYADHAR N BRANCH,B-5,DHANSHRI TOWER II, CENTRAL SPINE,VIDHYADHAR… in JAIPUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.