IFSC Code of Bank of Baroda, I.E. Jagdishpur, Dist Sultanpur. Branch, Uttar Pradesh

If you are searching for the IFSC code of Bank of Baroda, I.E. JAGDISHPUR, DIST SULTANPUR. branch in JAGDISHPUR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0INDJAG. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the I.E. JAGDISHPUR, DIST SULTANPUR. branch, and detailed step-by-step guides for using the IFSC BARB0INDJAG across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BARB0INDJAG is the IFSC of Bank of Baroda's I.E. JAGDISHPUR, DIST SULTANPUR. branch. The format is fixed: BARB = bank code, 0 = reserved, INDJAG = branch identifier.

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its I.E. Jagdishpur, Dist Sultanpur. branch in Jagdishpur, Uttar Pradesh is part of this network and uses the IFSC code BARB0INDJAG for all electronic settlement.

Branch details at a glance

About the I.E. Jagdishpur, Dist Sultanpur. branch

The I.E. Jagdishpur, Dist Sultanpur. branch of Bank of Baroda is situated at V & P INDUSTRIAL ESTATE JAGDISHPUR DISTT.SULTANPUR-227817. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0INDJAG is used.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including I.E. JAGDISHPUR, DIST SULTANPUR. of Bank of Baroda — its own 11-character IFSC. The code BARB0INDJAG is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0INDJAG the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the I.E. Jagdishpur, Dist Sultanpur. branch

Once you have an account at Bank of Baroda – I.E. JAGDISHPUR, DIST SULTANPUR., the IFSC BARB0INDJAG stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The I.E. Jagdishpur, Dist Sultanpur. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0INDJAG

How to transfer money using IFSC BARB0INDJAG

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0INDJAG across all three.

NEFT to Bank of Baroda, I.E. JAGDISHPUR, DIST SULTANPUR. using IFSC BARB0INDJAG

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0INDJAG, and confirm that the system picks up Bank of Baroda – I.E. JAGDISHPUR, DIST SULTANPUR.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BARB0INDJAG

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – I.E. JAGDISHPUR, DIST SULTANPUR., ensure your bank's portal accepts IFSC BARB0INDJAG while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – I.E. JAGDISHPUR, DIST SULTANPUR., use IMPS. With IFSC BARB0INDJAG and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0INDJAG for Bank of Baroda – I.E. JAGDISHPUR, DIST SULTANPUR., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the I.E. Jagdishpur, Dist Sultanpur. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's I.E. JAGDISHPUR, DIST SULTANPUR. branch, the IFSC BARB0INDJAG is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the I.E. Jagdishpur, Dist Sultanpur. branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0INDJAG is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0INDJAG and the account number together uniquely identify the I.E. Jagdishpur, Dist Sultanpur. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC BARB0INDJAG

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – I.E. JAGDISHPUR, DIST SULTANPUR., double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0INDJAG.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The I.E. Jagdishpur, Dist Sultanpur. branch sits at V & P INDUSTRIAL ESTATE JAGDISHPUR DISTT.SULTANPUR-227817. If you are travelling from outside Jagdishpur, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0INDJAG and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0INDJAG for Bank of Baroda – I.E. JAGDISHPUR, DIST SULTANPUR., you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The I.E. Jagdishpur, Dist Sultanpur. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0INDJAG, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0INDJAG belongs to Bank of Baroda's I.E. JAGDISHPUR, DIST SULTANPUR. branch, located at V & P INDUSTRIAL ESTATE JAGDISHPUR DISTT.SULTANPUR-227817 in JAGDISHPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.