This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, M S M E-JABALPUR branch in JABALPUR. The 11-digit IFSC BARB0VJJABA uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the M S M E-JABALPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJJABA is the IFSC of Bank of Baroda's M S M E-JABALPUR branch. The format is fixed: BARB = bank code, 0 = reserved, VJJABA = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | M S M E-Jabalpur |
| IFSC Code | BARB0VJJABA |
| MICR Code | Refer to cheque leaf |
| Branch Address | HARPREET COMPLEX , 1970, NAPIER TOWN , OPP JYOTHI CINEMA , JABALPUR , 482002 |
| City | Jabalpur |
| District | Jabalpur |
| State | Madhya Pradesh |
| STD Code | 22 |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its M S M E-Jabalpur branch in Jabalpur, Madhya Pradesh is part of this network and uses the IFSC code BARB0VJJABA for all electronic settlement.
M S M E-Jabalpur branch overview
Located at HARPREET COMPLEX , 1970, NAPIER TOWN , OPP JYOTHI CINEMA , JABALPUR , 482002, the M S M E-Jabalpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0VJJABA is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's M S M E-JABALPUR branch came to be assigned the code BARB0VJJABA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJJABA, money simply cannot be routed to the M S M E-JABALPUR branch electronically.
How to transfer money using IFSC BARB0VJJABA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJJABA across all three.
How to use IFSC BARB0VJJABA for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's M S M E-JABALPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0VJJABA.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as M S M E-JABALPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0VJJABA
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – M S M E-JABALPUR, ensure your bank's portal accepts IFSC BARB0VJJABA while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda M S M E-JABALPUR (IFSC BARB0VJJABA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJJABA in your mobile or internet banking app, and the money is credited to the M S M E-JABALPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJJABA for Bank of Baroda – M S M E-JABALPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJJABA | Yes – BARB0VJJABA | Yes – BARB0VJJABA |
For most retail customers crediting the M S M E-Jabalpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJJABA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – M S M E-JABALPUR is still mapped to IFSC BARB0VJJABA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJJABA and the beneficiary's account number to complete the transfer.
Account types you can open at the M S M E-Jabalpur branch
Once you have an account at Bank of Baroda – M S M E-JABALPUR, the IFSC BARB0VJJABA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the M S M E-Jabalpur branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJJABA
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJJABA and the account number together uniquely identify the M S M E-Jabalpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BARB0VJJABA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the M S M E-JABALPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJJABA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BARB0VJJABA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – M S M E-JABALPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJJABA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The M S M E-Jabalpur branch sits at HARPREET COMPLEX , 1970, NAPIER TOWN , OPP JYOTHI CINEMA , JABALPUR , 482002. If you are travelling from outside Jabalpur, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJJABA and your account number.
Verifying IFSC BARB0VJJABA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJJABA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The M S M E-Jabalpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJJABA, however, work 24x7.
Branch address & contact
Bank of BarodaM S M E-Jabalpur Branch
HARPREET COMPLEX , 1970, NAPIER TOWN , OPP JYOTHI CINEMA , JABALPUR , 482002
Jabalpur, Madhya Pradesh
Phone: 22-1800223344
IFSC: BARB0VJJABA
Frequently asked questions
Can I use IFSC BARB0VJJABA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJJABA to send funds instantly.
Is IFSC BARB0VJJABA valid for NEFT and RTGS?
Yes. IFSC BARB0VJJABA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of Baroda M S M E-Jabalpur branch located?
Bank of Baroda's M S M E-Jabalpur branch is located at HARPREET COMPLEX , 1970, NAPIER TOWN , OPP JYOTHI CINEMA , JABALPUR , 482002, Jabalpur, Madhya Pradesh.
What is the IFSC code of Bank of Baroda M S M E-Jabalpur branch?
The IFSC code of Bank of Baroda, M S M E-Jabalpur branch is BARB0VJJABA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Baroda M S M E-Jabalpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJJABA, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0VJJABA the same for all accounts at M S M E-Jabalpur branch?
Yes. The IFSC BARB0VJJABA is shared by every account held at Bank of Baroda's M S M E-Jabalpur branch. Only the account number changes from customer to customer.
Summary
The IFSC code BARB0VJJABA belongs to Bank of Baroda's M S M E-JABALPUR branch, located at HARPREET COMPLEX , 1970, NAPIER TOWN , OPP JYOTHI CINEMA , JABALPUR , 482002 in JABALPUR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
