IFSC Code of Bank of Baroda, Islam Nagar, Dist. Bhopal, M.P. Branch, Madhya Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, ISLAM NAGAR, DIST. BHOPAL, M.P. branch in ISLAMNAGAR. The 11-digit IFSC BARB0ISLBHO uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the ISLAM NAGAR, DIST. BHOPAL, M.P. location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's ISLAM NAGAR, DIST. BHOPAL, M.P. branch, the IFSC BARB0ISLBHO breaks down as follows: BARB identifies the bank, 0 is the reserved character, and ISLBHO identifies this particular branch.

Branch details at a glance

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Islam Nagar, Dist. Bhopal, M.P. branch in Islamnagar, Madhya Pradesh is part of this network and uses the IFSC code BARB0ISLBHO for all electronic settlement.

About this branch

The branch is located at LAMBA KHEDA, BERASIA ROAD, ISLAMNAGAR, DIST. BHOPAL, MADHYA PRADESH - 462 038.. It serves the Islamnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0ISLBHO is used to identify this branch on the RBI payments network.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ISLAM NAGAR, DIST. BHOPAL, M.P. of Bank of Baroda — its own 11-character IFSC. The code BARB0ISLBHO is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0ISLBHO the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0ISLBHO

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0ISLBHO across all three.

NEFT to Bank of Baroda, ISLAM NAGAR, DIST. BHOPAL, M.P. using IFSC BARB0ISLBHO

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0ISLBHO, and confirm that the system picks up Bank of Baroda – ISLAM NAGAR, DIST. BHOPAL, M.P.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ISLAM NAGAR, DIST. BHOPAL, M.P.

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's ISLAM NAGAR, DIST. BHOPAL, M.P. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0ISLBHO while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda ISLAM NAGAR, DIST. BHOPAL, M.P. (IFSC BARB0ISLBHO)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0ISLBHO in your mobile or internet banking app, and the money is credited to the ISLAM NAGAR, DIST. BHOPAL, M.P. branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0ISLBHO for Bank of Baroda – ISLAM NAGAR, DIST. BHOPAL, M.P., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Islam Nagar, Dist. Bhopal, M.P. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's ISLAM NAGAR, DIST. BHOPAL, M.P. branch, the IFSC BARB0ISLBHO is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Islam Nagar, Dist. Bhopal, M.P. branch is mapped to IFSC BARB0ISLBHO on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0ISLBHO.

Banking services available

The Islam Nagar, Dist. Bhopal, M.P. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0ISLBHO

MICR & cheque-truncation details

Cheques drawn on the Islam Nagar, Dist. Bhopal, M.P. branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0ISLBHO for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Islam Nagar, Dist. Bhopal, M.P. branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0ISLBHO is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC BARB0ISLBHO

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – ISLAM NAGAR, DIST. BHOPAL, M.P., double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0ISLBHO.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Islam Nagar, Dist. Bhopal, M.P. branch

The branch is located at LAMBA KHEDA, BERASIA ROAD, ISLAMNAGAR, DIST. BHOPAL, MADHYA PRADESH - 462 038., which puts it inside Islamnagar, the broader Bhopal district, and the state of Madhya Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Islam Nagar, Dist. Bhopal, M.P. branch” — the verified location pin for IFSC BARB0ISLBHO should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0ISLBHO and your account number.

Verifying IFSC BARB0ISLBHO from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0ISLBHO by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Islam Nagar, Dist. Bhopal, M.P. are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0ISLBHO continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0ISLBHO belongs to Bank of Baroda's ISLAM NAGAR, DIST. BHOPAL, M.P. branch, located at LAMBA KHEDA, BERASIA ROAD, ISLAMNAGAR, DIST. BHOPAL, MADHYA PRADESH - 462 038. in ISLAMNAGAR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.