Use this page as a one-stop reference for everything related to Bank of Baroda's HAJPURA,AMBEDKAR NAGAR, UP branch in HIRAPUR, UTTAR PRADESH. The branch's IFSC code BARB0HAJPUR is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's HAJPURA,AMBEDKAR NAGAR, UP branch, the IFSC BARB0HAJPUR breaks down as follows: BARB identifies the bank, 0 is the reserved character, and HAJPUR identifies this particular branch.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Hajpura,Ambedkar Nagar, Up branch in Hirapur, Uttar Pradesh is part of this network and uses the IFSC code BARB0HAJPUR for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Hajpura,Ambedkar Nagar, Up |
| IFSC Code | BARB0HAJPUR |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPP NAVJYOTI INTER COLLEGE HAJPURA AMBEDKAR NAGAR UP-224186 |
| City | Hirapur |
| District | Ambedkar Nagar |
| State | Uttar Pradesh |
| Phone | 1800223344 |
About this branch
The branch is located at OPP NAVJYOTI INTER COLLEGE HAJPURA AMBEDKAR NAGAR UP-224186. It serves the Hirapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0HAJPUR is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's HAJPURA,AMBEDKAR NAGAR, UP branch came to be assigned the code BARB0HAJPUR.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0HAJPUR, money simply cannot be routed to the HAJPURA,AMBEDKAR NAGAR, UP branch electronically.
Products and account variants supported
Every account opened at the Hajpura,Ambedkar Nagar, Up branch is mapped to IFSC BARB0HAJPUR on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0HAJPUR.
Banking services available
The Hajpura,Ambedkar Nagar, Up branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0HAJPUR
How to transfer money using IFSC BARB0HAJPUR
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0HAJPUR across all three.
NEFT to Bank of Baroda, HAJPURA,AMBEDKAR NAGAR, UP using IFSC BARB0HAJPUR
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0HAJPUR, and confirm that the system picks up Bank of Baroda – HAJPURA,AMBEDKAR NAGAR, UP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HAJPURA,AMBEDKAR NAGAR, UP
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's HAJPURA,AMBEDKAR NAGAR, UP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0HAJPUR while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda HAJPURA,AMBEDKAR NAGAR, UP (IFSC BARB0HAJPUR)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0HAJPUR in your mobile or internet banking app, and the money is credited to the HAJPURA,AMBEDKAR NAGAR, UP branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0HAJPUR for Bank of Baroda – HAJPURA,AMBEDKAR NAGAR, UP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0HAJPUR | Yes – BARB0HAJPUR | Yes – BARB0HAJPUR |
For most retail customers crediting the Hajpura,Ambedkar Nagar, Up branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0HAJPUR
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – HAJPURA,AMBEDKAR NAGAR, UP is still mapped to IFSC BARB0HAJPUR. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0HAJPUR and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Hajpura,Ambedkar Nagar, Up branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0HAJPUR is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0HAJPUR and the account number together uniquely identify the Hajpura,Ambedkar Nagar, Up branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – HAJPURA,AMBEDKAR NAGAR, UP:
- The IFSC is exactly BARB0HAJPUR with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and HAJPURA,AMBEDKAR NAGAR, UP as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Hajpura,Ambedkar Nagar, Up branch sits at OPP NAVJYOTI INTER COLLEGE HAJPURA AMBEDKAR NAGAR UP-224186. If you are travelling from outside Hirapur, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0HAJPUR and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0HAJPUR for Bank of Baroda – HAJPURA,AMBEDKAR NAGAR, UP, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hajpura,Ambedkar Nagar, Up branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0HAJPUR, however, work 24x7.
Branch address & contact
Bank of BarodaHajpura,Ambedkar Nagar, Up Branch
OPP NAVJYOTI INTER COLLEGE HAJPURA AMBEDKAR NAGAR UP-224186
Hirapur, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0HAJPUR
Frequently asked questions
Is IFSC BARB0HAJPUR valid for NEFT and RTGS?
Yes. IFSC BARB0HAJPUR is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of Baroda Hajpura,Ambedkar Nagar, Up branch?
You can reach the branch at 1800223344 during regular banking hours.
Is IFSC BARB0HAJPUR the same for all accounts at Hajpura,Ambedkar Nagar, Up branch?
Yes. The IFSC BARB0HAJPUR is shared by every account held at Bank of Baroda's Hajpura,Ambedkar Nagar, Up branch. Only the account number changes from customer to customer.
Can I use IFSC BARB0HAJPUR for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0HAJPUR to send funds instantly.
Where is Bank of Baroda Hajpura,Ambedkar Nagar, Up branch located?
Bank of Baroda's Hajpura,Ambedkar Nagar, Up branch is located at OPP NAVJYOTI INTER COLLEGE HAJPURA AMBEDKAR NAGAR UP-224186, Hirapur, Uttar Pradesh.
How quickly will an NEFT transfer using BARB0HAJPUR be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Hajpura,Ambedkar Nagar, Up reflect within 30 minutes.
Final notes
To recap: BARB0HAJPUR is the IFSC code of Bank of Baroda, HAJPURA,AMBEDKAR NAGAR, UP branch, in HIRAPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
