This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, BARAI branch in HAZARIBAGH. The 11-digit IFSC BARB0BARHAZ uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the BARAI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – BARAI is BARB0BARHAZ. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters BARHAZ map to this branch in HAZARIBAGH, JHARKHAND.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Barai |
| IFSC Code | BARB0BARHAZ |
| MICR Code | Refer to cheque leaf |
| Branch Address | BARAI PO BARAI PS BISHNUGARH DIST HAZARIBAGH BARAI JHARKHAND 825312 |
| City | Hazaribagh |
| District | Hazaribag |
| State | Jharkhand |
| STD Code | 22 |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Barai branch in Hazaribagh, Jharkhand is part of this network and uses the IFSC code BARB0BARHAZ for all electronic settlement.
About the Barai branch
The Barai branch of Bank of Baroda is situated at BARAI PO BARAI PS BISHNUGARH DIST HAZARIBAGH BARAI JHARKHAND 825312. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0BARHAZ is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BARAI of Bank of Baroda — its own 11-character IFSC. The code BARB0BARHAZ is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0BARHAZ the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0BARHAZ
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BARHAZ across all three.
NEFT to Bank of Baroda, BARAI using IFSC BARB0BARHAZ
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0BARHAZ, and confirm that the system picks up Bank of Baroda – BARAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0BARHAZ
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – BARAI, ensure your bank's portal accepts IFSC BARB0BARHAZ while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda BARAI (IFSC BARB0BARHAZ)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0BARHAZ in your mobile or internet banking app, and the money is credited to the BARAI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Barai
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0BARHAZ:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BARAI is still linked to IFSC BARB0BARHAZ.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BARAI branch, the IFSC BARB0BARHAZ is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Barai branch is mapped to IFSC BARB0BARHAZ on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0BARHAZ.
Banking services available
The Barai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0BARHAZ
MICR & cheque-truncation details
Cheques drawn on the Barai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0BARHAZ for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BARB0BARHAZ
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BARAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0BARHAZ is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BARAI:
- The IFSC is exactly BARB0BARHAZ with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and BARAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Barai branch
The branch is located at BARAI PO BARAI PS BISHNUGARH DIST HAZARIBAGH BARAI JHARKHAND 825312, which puts it inside Hazaribagh, the broader Hazaribag district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Barai branch” — the verified location pin for IFSC BARB0BARHAZ should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0BARHAZ and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0BARHAZ for Bank of Baroda – BARAI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Barai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0BARHAZ continue to work without interruption.
Branch address & contact
Bank of BarodaBarai Branch
BARAI PO BARAI PS BISHNUGARH DIST HAZARIBAGH BARAI JHARKHAND 825312
Hazaribagh, Jharkhand
Phone: 22-1800223344
IFSC: BARB0BARHAZ
Frequently asked questions
How do I add Bank of Baroda Barai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0BARHAZ, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Barai branch but serve different purposes.
Where is Bank of Baroda Barai branch located?
Bank of Baroda's Barai branch is located at BARAI PO BARAI PS BISHNUGARH DIST HAZARIBAGH BARAI JHARKHAND 825312, Hazaribagh, Jharkhand.
Is IFSC BARB0BARHAZ valid for NEFT and RTGS?
Yes. IFSC BARB0BARHAZ is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BARB0BARHAZ the same for all accounts at Barai branch?
Yes. The IFSC BARB0BARHAZ is shared by every account held at Bank of Baroda's Barai branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Barai branch?
You can reach the branch at 22-1800223344 during regular banking hours.
What is the IFSC code of Bank of Baroda Barai branch?
The IFSC code of Bank of Baroda, Barai branch is BARB0BARHAZ. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BARB0BARHAZ be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Barai reflect within 30 minutes.
Summary
The IFSC code BARB0BARHAZ belongs to Bank of Baroda's BARAI branch, located at BARAI PO BARAI PS BISHNUGARH DIST HAZARIBAGH BARAI JHARKHAND 825312 in HAZARIBAGH, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
