Use this page as a one-stop reference for everything related to Bank of Baroda's HARDWAR ,M BRANCH branch in HARDWAR, UTTARAKHAND. The branch's IFSC code BARB0HARDWA is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's HARDWAR ,M BRANCH branch, the IFSC BARB0HARDWA breaks down as follows: BARB identifies the bank, 0 is the reserved character, and HARDWA identifies this particular branch.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Hardwar ,M Branch branch in Hardwar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0HARDWA.
About the Hardwar ,M Branch branch
The Hardwar ,M Branch branch of Bank of Baroda is situated at HARDWAR (M) BRANCH,UPPER ROAD, HARDWAR. DIST. HARDWAR,HARDWAR,249401. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0HARDWA is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Hardwar ,M Branch |
| IFSC Code | BARB0HARDWA |
| MICR Code | Refer to cheque leaf |
| Branch Address | HARDWAR (M) BRANCH,UPPER ROAD, HARDWAR. DIST. HARDWAR,HARDWAR,249401 |
| City | Hardwar |
| District | Haridwar |
| State | Uttarakhand |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's HARDWAR ,M BRANCH branch came to be assigned the code BARB0HARDWA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0HARDWA, money simply cannot be routed to the HARDWAR ,M BRANCH branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Hardwar ,M Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0HARDWA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0HARDWA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0HARDWA across all three.
NEFT to Bank of Baroda, HARDWAR ,M BRANCH using IFSC BARB0HARDWA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0HARDWA, and confirm that the system picks up Bank of Baroda – HARDWAR ,M BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HARDWAR ,M BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's HARDWAR ,M BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0HARDWA while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda HARDWAR ,M BRANCH (IFSC BARB0HARDWA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0HARDWA in your mobile or internet banking app, and the money is credited to the HARDWAR ,M BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0HARDWA for Bank of Baroda – HARDWAR ,M BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0HARDWA | Yes – BARB0HARDWA | Yes – BARB0HARDWA |
For most retail customers crediting the Hardwar ,M Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's HARDWAR ,M BRANCH branch, the IFSC BARB0HARDWA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Hardwar ,M Branch branch
Once you have an account at Bank of Baroda – HARDWAR ,M BRANCH, the IFSC BARB0HARDWA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Hardwar ,M Branch branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0HARDWA
Online banking and IFSC BARB0HARDWA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the HARDWAR ,M BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0HARDWA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Hardwar ,M Branch branch
The branch is located at HARDWAR (M) BRANCH,UPPER ROAD, HARDWAR. DIST. HARDWAR,HARDWAR,249401, which puts it inside Hardwar, the broader Haridwar district, and the state of Uttarakhand. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Hardwar ,M Branch branch” — the verified location pin for IFSC BARB0HARDWA should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0HARDWA and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – HARDWAR ,M BRANCH:
- The IFSC is exactly BARB0HARDWA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and HARDWAR ,M BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Hardwar ,M Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0HARDWA continue to work without interruption.
Verifying IFSC BARB0HARDWA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0HARDWA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaHardwar ,M Branch Branch
HARDWAR (M) BRANCH,UPPER ROAD, HARDWAR. DIST. HARDWAR,HARDWAR,249401
Hardwar, Uttarakhand
Phone: 1800223344
IFSC: BARB0HARDWA
Frequently asked questions
Can I use IFSC BARB0HARDWA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0HARDWA to send funds instantly.
What is the IFSC code of Bank of Baroda Hardwar ,M Branch branch?
The IFSC code of Bank of Baroda, Hardwar ,M Branch branch is BARB0HARDWA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hardwar ,M Branch branch but serve different purposes.
Does Bank of Baroda Hardwar ,M Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Is IFSC BARB0HARDWA the same for all accounts at Hardwar ,M Branch branch?
Yes. The IFSC BARB0HARDWA is shared by every account held at Bank of Baroda's Hardwar ,M Branch branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BARB0HARDWA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Hardwar ,M Branch reflect within 30 minutes.
Where is Bank of Baroda Hardwar ,M Branch branch located?
Bank of Baroda's Hardwar ,M Branch branch is located at HARDWAR (M) BRANCH,UPPER ROAD, HARDWAR. DIST. HARDWAR,HARDWAR,249401, Hardwar, Uttarakhand.
How do I add Bank of Baroda Hardwar ,M Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0HARDWA, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BARB0HARDWA belongs to Bank of Baroda's HARDWAR ,M BRANCH branch, located at HARDWAR (M) BRANCH,UPPER ROAD, HARDWAR. DIST. HARDWAR,HARDWAR,249401 in HARDWAR, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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