Use this page as a one-stop reference for everything related to Bank of Baroda's HARCHANDPUR, UP branch in HARCHANDPUR, UTTAR PRADESH. The branch's IFSC code BARB0HARCHA is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0HARCHA is the IFSC of Bank of Baroda's HARCHANDPUR, UP branch. The format is fixed: BARB = bank code, 0 = reserved, HARCHA = branch identifier.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Harchandpur, Up branch — IFSC BARB0HARCHA — extends the bank's services to customers in and around Harchandpur, Uttar Pradesh.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Harchandpur, Up |
| IFSC Code | BARB0HARCHA |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAILWAY STATION ROAD, NEAR BLOCK OFFICE, HARCHANDPUR DIST RAEBARELI UTTAR PRADESH 229 303 |
| City | Harchandpur |
| District | Rai Bareli |
| State | Uttar Pradesh |
| STD Code | 0 |
| Phone | 1800223344 |
About this branch
The branch is located at RAILWAY STATION ROAD, NEAR BLOCK OFFICE, HARCHANDPUR DIST RAEBARELI UTTAR PRADESH 229 303. It serves the Harchandpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0HARCHA is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's HARCHANDPUR, UP branch came to be assigned the code BARB0HARCHA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0HARCHA, money simply cannot be routed to the HARCHANDPUR, UP branch electronically.
Account types you can open at the Harchandpur, Up branch
Once you have an account at Bank of Baroda – HARCHANDPUR, UP, the IFSC BARB0HARCHA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Harchandpur, Up branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0HARCHA
How to transfer money using IFSC BARB0HARCHA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0HARCHA across all three.
NEFT to Bank of Baroda, HARCHANDPUR, UP using IFSC BARB0HARCHA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0HARCHA, and confirm that the system picks up Bank of Baroda – HARCHANDPUR, UP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0HARCHA
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – HARCHANDPUR, UP, ensure your bank's portal accepts IFSC BARB0HARCHA while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – HARCHANDPUR, UP, use IMPS. With IFSC BARB0HARCHA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0HARCHA for Bank of Baroda – HARCHANDPUR, UP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0HARCHA | Yes – BARB0HARCHA | Yes – BARB0HARCHA |
For most retail customers crediting the Harchandpur, Up branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0HARCHA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – HARCHANDPUR, UP is still mapped to IFSC BARB0HARCHA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0HARCHA and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARB0HARCHA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the HARCHANDPUR, UP branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0HARCHA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Harchandpur, Up branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0HARCHA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – HARCHANDPUR, UP:
- The IFSC is exactly BARB0HARCHA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and HARCHANDPUR, UP as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Harchandpur, Up branch
The branch is located at RAILWAY STATION ROAD, NEAR BLOCK OFFICE, HARCHANDPUR DIST RAEBARELI UTTAR PRADESH 229 303, which puts it inside Harchandpur, the broader Rai Bareli district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Harchandpur, Up branch” — the verified location pin for IFSC BARB0HARCHA should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0HARCHA and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0HARCHA for Bank of Baroda – HARCHANDPUR, UP, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Harchandpur, Up are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0HARCHA continue to work without interruption.
Branch address & contact
Bank of BarodaHarchandpur, Up Branch
RAILWAY STATION ROAD, NEAR BLOCK OFFICE, HARCHANDPUR DIST RAEBARELI UTTAR PRADESH 229 303
Harchandpur, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0HARCHA
Frequently asked questions
Does Bank of Baroda Harchandpur, Up branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Can I use IFSC BARB0HARCHA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0HARCHA to send funds instantly.
Is IFSC BARB0HARCHA the same for all accounts at Harchandpur, Up branch?
Yes. The IFSC BARB0HARCHA is shared by every account held at Bank of Baroda's Harchandpur, Up branch. Only the account number changes from customer to customer.
What is the IFSC code of Bank of Baroda Harchandpur, Up branch?
The IFSC code of Bank of Baroda, Harchandpur, Up branch is BARB0HARCHA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Baroda Harchandpur, Up as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0HARCHA, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of Baroda Harchandpur, Up branch?
You can reach the branch at 1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0HARCHA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Harchandpur, Up reflect within 30 minutes.
Final notes
To recap: BARB0HARCHA is the IFSC code of Bank of Baroda, HARCHANDPUR, UP branch, in HARCHANDPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
