IFSC Code of Bank of Baroda, Hamzapur Br., Dist. Gaya, Bihar Branch, Bihar

Below are the complete branch details for Bank of Baroda, HAMZAPUR BR., DIST. GAYA, BIHAR branch, located in HAMZAPUR, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is BARB0HAMZAP. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0HAMZAP for Bank of Baroda – HAMZAPUR BR., DIST. GAYA, BIHAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's HAMZAPUR BR., DIST. GAYA, BIHAR branch, the IFSC BARB0HAMZAP breaks down as follows: BARB identifies the bank, 0 is the reserved character, and HAMZAP identifies this particular branch.

Branch details at a glance

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Hamzapur Br., Dist. Gaya, Bihar branch — IFSC BARB0HAMZAP — extends the bank's services to customers in and around Hamzapur, Bihar.

Hamzapur Br., Dist. Gaya, Bihar branch overview

Located at HAMZAPUR, P.O.SHERGATTI, DIST. GAYA, BIHAR - 824 211., the Hamzapur Br., Dist. Gaya, Bihar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0HAMZAP is required for all interbank electronic transfers routed through this branch.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HAMZAPUR BR., DIST. GAYA, BIHAR of Bank of Baroda — its own 11-character IFSC. The code BARB0HAMZAP is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0HAMZAP the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0HAMZAP

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0HAMZAP across all three.

NEFT to Bank of Baroda, HAMZAPUR BR., DIST. GAYA, BIHAR using IFSC BARB0HAMZAP

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0HAMZAP, and confirm that the system picks up Bank of Baroda – HAMZAPUR BR., DIST. GAYA, BIHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BARB0HAMZAP

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – HAMZAPUR BR., DIST. GAYA, BIHAR, ensure your bank's portal accepts IFSC BARB0HAMZAP while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of Baroda HAMZAPUR BR., DIST. GAYA, BIHAR (IFSC BARB0HAMZAP)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0HAMZAP in your mobile or internet banking app, and the money is credited to the HAMZAPUR BR., DIST. GAYA, BIHAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Hamzapur Br., Dist. Gaya, Bihar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0HAMZAP:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at HAMZAPUR BR., DIST. GAYA, BIHAR is still linked to IFSC BARB0HAMZAP.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0HAMZAP

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – HAMZAPUR BR., DIST. GAYA, BIHAR is still mapped to IFSC BARB0HAMZAP. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0HAMZAP and the beneficiary's account number to complete the transfer.

Account types you can open at the Hamzapur Br., Dist. Gaya, Bihar branch

Once you have an account at Bank of Baroda – HAMZAPUR BR., DIST. GAYA, BIHAR, the IFSC BARB0HAMZAP stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Hamzapur Br., Dist. Gaya, Bihar branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0HAMZAP

MICR & cheque-truncation details

Cheques drawn on the Hamzapur Br., Dist. Gaya, Bihar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0HAMZAP for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC BARB0HAMZAP

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the HAMZAPUR BR., DIST. GAYA, BIHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0HAMZAP is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – HAMZAPUR BR., DIST. GAYA, BIHAR:

• The IFSC is exactly BARB0HAMZAP with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and HAMZAPUR BR., DIST. GAYA, BIHAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Hamzapur Br., Dist. Gaya, Bihar branch

The branch is located at HAMZAPUR, P.O.SHERGATTI, DIST. GAYA, BIHAR - 824 211., which puts it inside Hamzapur, the broader Gaya district, and the state of Bihar. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Hamzapur Br., Dist. Gaya, Bihar branch” — the verified location pin for IFSC BARB0HAMZAP should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0HAMZAP and your account number.

Verifying IFSC BARB0HAMZAP from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0HAMZAP by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hamzapur Br., Dist. Gaya, Bihar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0HAMZAP, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0HAMZAP belongs to Bank of Baroda's HAMZAPUR BR., DIST. GAYA, BIHAR branch, located at HAMZAPUR, P.O.SHERGATTI, DIST. GAYA, BIHAR - 824 211. in HAMZAPUR, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.