If you are searching for the IFSC code of Bank of Baroda, HALDHARU, DIST. SURAT, GUJARAT branch in HALDHARU, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BARB0HALDHA. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HALDHARU, DIST. SURAT, GUJARAT branch, and detailed step-by-step guides for using the IFSC BARB0HALDHA across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – HALDHARU, DIST. SURAT, GUJARAT is BARB0HALDHA. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters HALDHA map to this branch in HALDHARU, GUJARAT.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Haldharu, Dist. Surat, Gujarat branch — IFSC BARB0HALDHA — extends the bank's services to customers in and around Haldharu, Gujarat.
About the Haldharu, Dist. Surat, Gujarat branch
The Haldharu, Dist. Surat, Gujarat branch of Bank of Baroda is situated at 2/106, PATEL FALIA, HALDHARU, TAL. MAKREJ, DIST. SURAT, GUJARAT - 394 310.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0HALDHA is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Haldharu, Dist. Surat, Gujarat |
| IFSC Code | BARB0HALDHA |
| MICR Code | Refer to cheque leaf |
| Branch Address | 2/106, PATEL FALIA, HALDHARU, TAL. MAKREJ, DIST. SURAT, GUJARAT - 394 310. |
| City | Haldharu |
| District | Surat |
| State | Gujarat |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's HALDHARU, DIST. SURAT, GUJARAT branch came to be assigned the code BARB0HALDHA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0HALDHA, money simply cannot be routed to the HALDHARU, DIST. SURAT, GUJARAT branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Haldharu, Dist. Surat, Gujarat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0HALDHA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0HALDHA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0HALDHA across all three.
NEFT to Bank of Baroda, HALDHARU, DIST. SURAT, GUJARAT using IFSC BARB0HALDHA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0HALDHA, and confirm that the system picks up Bank of Baroda – HALDHARU, DIST. SURAT, GUJARAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HALDHARU, DIST. SURAT, GUJARAT
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's HALDHARU, DIST. SURAT, GUJARAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0HALDHA while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – HALDHARU, DIST. SURAT, GUJARAT, use IMPS. With IFSC BARB0HALDHA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Haldharu, Dist. Surat, Gujarat
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0HALDHA:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at HALDHARU, DIST. SURAT, GUJARAT is still linked to IFSC BARB0HALDHA.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's HALDHARU, DIST. SURAT, GUJARAT branch, the IFSC BARB0HALDHA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Haldharu, Dist. Surat, Gujarat branch
Once you have an account at Bank of Baroda – HALDHARU, DIST. SURAT, GUJARAT, the IFSC BARB0HALDHA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Haldharu, Dist. Surat, Gujarat branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0HALDHA
Online banking and IFSC BARB0HALDHA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the HALDHARU, DIST. SURAT, GUJARAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0HALDHA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Haldharu, Dist. Surat, Gujarat branch sits at 2/106, PATEL FALIA, HALDHARU, TAL. MAKREJ, DIST. SURAT, GUJARAT - 394 310.. If you are travelling from outside Haldharu, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0HALDHA and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – HALDHARU, DIST. SURAT, GUJARAT:
- The IFSC is exactly BARB0HALDHA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and HALDHARU, DIST. SURAT, GUJARAT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Haldharu, Dist. Surat, Gujarat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0HALDHA, however, work 24x7.
Verifying IFSC BARB0HALDHA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0HALDHA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaHaldharu, Dist. Surat, Gujarat Branch
2/106, PATEL FALIA, HALDHARU, TAL. MAKREJ, DIST. SURAT, GUJARAT - 394 310.
Haldharu, Gujarat
Phone: 1800223344
IFSC: BARB0HALDHA
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Haldharu, Dist. Surat, Gujarat branch but serve different purposes.
Can I use IFSC BARB0HALDHA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0HALDHA to send funds instantly.
Is IFSC BARB0HALDHA the same for all accounts at Haldharu, Dist. Surat, Gujarat branch?
Yes. The IFSC BARB0HALDHA is shared by every account held at Bank of Baroda's Haldharu, Dist. Surat, Gujarat branch. Only the account number changes from customer to customer.
Where is Bank of Baroda Haldharu, Dist. Surat, Gujarat branch located?
Bank of Baroda's Haldharu, Dist. Surat, Gujarat branch is located at 2/106, PATEL FALIA, HALDHARU, TAL. MAKREJ, DIST. SURAT, GUJARAT - 394 310., Haldharu, Gujarat.
Is IFSC BARB0HALDHA valid for NEFT and RTGS?
Yes. IFSC BARB0HALDHA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BARB0HALDHA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Haldharu, Dist. Surat, Gujarat reflect within 30 minutes.
Final notes
To recap: BARB0HALDHA is the IFSC code of Bank of Baroda, HALDHARU, DIST. SURAT, GUJARAT branch, in HALDHARU, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
